How much money do you need to retire?
How much money do you need to retire comfortably? Consider these tips to get a better understanding of how much you should be setting aside.
Why you can benefit from a chorus of retirement income options
Wondering where your retirement income will come from? Learn how these investment opportunities can help you prepare for retirement.
How to retire debt-free and enjoy the next stage
Retirement is meant to be enjoyed. Maximize yours by learning how to retire debt-free. Dupaco member (and recent retiree) Chuck Andracchio explains.
See how debt impacts a happy retirement
Heavy debt can make retirement seem like a lot of work. Learn how debt is impacting today's retirees and get tips for preparing for your own retirement.
Closing in on retirement
Worried you’re not ready to retire? “For those members who are close to retirement, there may be fear that they may not have enough saved or they may need to change their standard of living,” says Jim Liddle, vice president,…
Give retirement savings a boost with your tax refund
IRA Tax Deductions & Your IRA Many of us are constantly on the lookout for extra ways to save. In fact, half of Americans who planned to make a financial New Year’s resolution for 2017 said they were resolving to…
Financial worries keeping members awake
Maybe you’re concerned that you’ve put off creating an estate plan. Or perhaps you are closing in on retirement, and you’re worried you haven’t saved enough. Maybe you’re in retirement, and you’re not sure how long your savings will last.…
Will I outlive my retirement savings?
One of the biggest worries people in retirement face is will they outlive their savings. “For those members who are retired, market fluctuations, interest rates and health care costs are beyond their control and can have a large impact on their…
Earn interest on your interest
Compound interest is one of the most powerful concepts in saving and investing. Over time, compound interest accelerates your savings. To determine your annual rate of return once your compound interest is factored in, use our annual percentage yield calculator here.…
Knock knock: IRA certificates open an extra door for retirement savings
When it comes to building that nest egg, savers have several tools at their disposal. A sometimes-overlooked retirement investment strategy is utilizing a Term Share Certificate Individual Retirement Account, the credit union’s version of the Certificate of Deposit. At Dupaco,…
Changing jobs? Don’t leave your 401(k) behind
When you change employers, don’t forget to take your 401(k) with you. Rolling your employer retirement savings plan into an Individual Retirement Account can leave you money ahead. Not only will transferring those funds into an IRA help you continue…
A retirement reality check
If you have already retired or if you can count the number of years until retirement on your fingers, then please heed this friendly warning: Unless you’re already making the most of your current retirement-planning strategies, then it may be…