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Business Certificates
Invest in the financial future of your business

Give your business a financial boost when you commit to saving for a few months—or a few years! It’ll earn you a guaranteed return on your investment—and help you reach your business goals faster!

Open my account

Saving (and earning) with a Business Certificate is easy.
Here's how it works:


Choose how long you want to save—and earn!


Earn fixed rates that are better than the average savings account.


Watch your savings grow! Hint: There’s a penalty for early withdrawal.


At the end of your term, your certificate will automatically renew.

We’re right here to help you get started! Just give us a call at 800-373-7600, ext. 234 or email us.

Business Certificate Rates
Higher rates. Guaranteed earnings.
TermDividend RateAnnual Percentage Yield (APY)Min. to Earn
7 Month Fixed Jumbo Certificate Special 4.84%4.90%1$100,000
7 Month Fixed Certificate Special4.74%4.80%2$1,000
19 Month Fixed Jumbo Certificate Special4.30%4.35%1$100,000
19 Month Fixed Certificate Special4.20%4.25%2$1,000
Rates are effective as of 3/4/2024 and are subject to change without notice.

1Fixed Jumbo Term Certificate Special Rate: Minimum amount required to open any Special Jumbo Term Share Certificate is $100,000. The dividend rate and annual percentage yield (APY) may change. Dividends begin to accrue on the business day you deposit non-cash items (for example, checks). Dividends will be compounded semi-annually and will be credited to the account semi-annually. Dividends on your account will be credited by adding the dividends to the principle. The annual percentage yield assumes dividends will remain on deposit until maturity. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal.
2Fixed Certificate Special Rate: Minimum amount required to open any Special Term Share Certificate is $1,000. The dividend rate and annual percentage yield (APY) may change. Dividends begin to accrue on the business day you deposit non-cash items (for example, checks). Dividends will be compounded semi-annually and will be credited to the account semi-annually. Dividends on your account will be credited by adding the dividends to the principle. The annual percentage yield assumes dividends will remain on deposit until maturity. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal.
TermDividend RateAnnual Percentage Yield (APY)1Min. to Earn
60 Month1.30%1.30%$1,000
48 Month1.15%1.15%$1,000
36 Month1.00%1.00%$1,000
30 Month1.00%1.00%$1,000
24 Month1.00%1.00%$1,000
18 Month0.70%0.70%$1,000
12 Month0.60%0.60%$1,000
6 Month0.50%0.50%$1,000
Rates are effective as of 07/1/2023 and are subject to change without notice.

1Term Share Certificate Rates: Minimum amount required to open any Term Share Certificate is $1,000. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal.
 
Smart saving starts here
Ready to open your Term-Share Certificate?

We’re right here to help you get started! Just give us a call at 800-373-7600, ext. 234 or email us.

 
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Business-Resource-Center
Business Resource Center
Resources to help you make the business of running your business easier

Starting—and running—a business is a labor of love. But you don’t have to do it alone. Use our free resources to help you every step of the way.

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