Saving (and earning) with a Business Certificate is easy.
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Business Certificate Rates
Higher rates. Guaranteed earnings.
| Term | Dividend Rate | Annual Percentage Yield (APY) | Min. to Earn |
|---|---|---|---|
| 7 Month Fixed Jumbo Certificate Special | 4.30% | 4.35%1 | $100,000 |
| 7 Month Fixed Certificate Special | 4.20% | 4.25%2 | $1,000 |
| 15 Month Fixed Jumbo Certificate Special | 4.20% | 4.25%1 | $100,000 |
| 15 Month Fixed Certificate Special | 4.10% | 4.15%2 | $1,000 |
| Rates are effective as of 1/15/2025 and are subject to change without notice. 1Fixed Jumbo Term Certificate Special Rate: Minimum amount required to open any Special Jumbo Term Share Certificate is $100,000. The dividend rate and annual percentage yield (APY) may change. Dividends begin to accrue on the business day you deposit non-cash items (for example, checks). Dividends will be compounded semi-annually and will be credited to the account semi-annually. Dividends on your account will be credited by adding the dividends to the principle. The annual percentage yield assumes dividends will remain on deposit until maturity. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. 2Fixed Certificate Special Rate: Minimum amount required to open any Special Term Share Certificate is $1,000. The dividend rate and annual percentage yield (APY) may change. Dividends begin to accrue on the business day you deposit non-cash items (for example, checks). Dividends will be compounded semi-annually and will be credited to the account semi-annually. Dividends on your account will be credited by adding the dividends to the principle. The annual percentage yield assumes dividends will remain on deposit until maturity. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. |
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| Term | Dividend Rate | Annual Percentage Yield (APY)1 | Min. to Earn |
|---|---|---|---|
| 60 Month | 2.39% | 2.40% | $1,000 |
| 48 Month | 2.53% | 2.55% | $1,000 |
| 36 Month | 2.68% | 2.70% | $1,000 |
| 30 Month | 2.88% | 2.90% | $1,000 |
| 24 Month | 3.08% | 3.10% | $1,000 |
| 18 Month | 3.22% | 3.25% | $1,000 |
| 12 Month | 3.47% | 3.50% | $1,000 |
| 6 Month | 3.81% | 3.85% | $1,000 |
| Rates are effective as of 1/15/2025 and are subject to change without notice. 1Term Share Certificate Rates: Minimum amount required to open any Term Share Certificate is $1,000. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. |
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Contact us
Have questions? Ready to open your term-share certificate?
We’re right here to help you get started! Just give us a call at 800-373-7600, ext. 234 or drop us your info below.
Business Resource Center
Resources to help you make the business of running your business easier
Starting—and running—a business is a labor of love. But you don’t have to do it alone. Use our free resources to help you every step of the way.
