From lawnmowers to laptops and concrete to car repairs, you need money for whatever life throws your way! Choose Dupaco for personal loans that fit the bill. We offer low rates and flexible repayment terms, plus we’ll work with you to structure any loan to meet your borrowing needs.
Signature Loan
A great all-purpose personal loan that you can use for just about anything. The only collateral you need is your signature!
- Loan amounts up to $15,000
- Terms up to 48 months
- Loan protection options
For more information or to receive assistance with your personal loan application, contact our Consumer Loans department at 800-373-7600 or visit your nearest branch.
Share Secured Loan
Members who don’t meet the eligibility requirements for a signature loan or who want to take advantage of our lower rates should consider a share secured loan. With this type of personal loan, you put up your own savings or term share certificate as collateral. That means you can receive additional funds without having to actually use your savings or certificate!
When you borrow with a share secured personal loan, a “hold” is placed on the funds securing the loan, and as the loan balance decreases the “hold” amount also decreases.
- Loan amounts up to 100% of the available balance in the savings or certificate account
- Terms up to 48 months
- Loan protection options
For more information or to receive assistance with your loan application, contact our Consumer Loans department at 800-373-7600 or visit your nearest branch.
Credit Coach Loan
This is a short-term, share-secured loan that’s part of our Credit Coach program, which is specifically designed for people who need to repair or establish their credit. The loan amount will earn dividends in your savings account until you have paid the balance, then you’ll receive the funds.
- Borrow up to $1500
- Flexible approval guidelines to help more people qualify
- Personal guidance through Dupaco’s Credit Coach program
- Small, automatic payments that make it easy to succeed
For more information or to receive assistance with your loan application, contact our Consumer Loans department at 800-373-7600 or visit your nearest branch.
Current Rates
| Term | Annual Percentage Rate (As Low As) 1 |
|---|---|
| 24 Months | 10.39% |
| 36 Months | 10.64% |
| 48 Months | 11.14% |
| Rates are effective as of 06/01/2023 and are subject to change without notice. Personal Loan payment example for illustrative purposes only: If you borrow $5,000 at an 10.64% annual percentage rate (APR) with a 36-month term, your minimum monthly payment obligation would be $162.87. Over the life of the loan, you will pay $863.30 in interest. 1Personal Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. All loans are subject to approval. Rates, terms, and conditions are subject to change. |
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