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Thank Use EligibleFrom lawnmowers to laptops and concrete to car repairs, you need money for whatever life throws your way! Choose Dupaco for personal loans that fit the bill. We offer low rates and flexible repayment terms, plus we’ll work with you to structure any loan to meet your borrowing needs.

Signature Loan

A great all-purpose personal loan that you can use for just about anything. The only collateral you need is your signature!

For more information or to receive assistance with your personal loan application, contact our Consumer Loans department at 800-373-7600 or stop into your nearest branch.

Apply Now

Share Secured Loan

Members who don’t meet the eligibility requirements for a signature loan or who want to take advantage of our lower rates should consider a share secured loan. With this type of personal loan, you put up your own savings or term share certificate as collateral. That means you can receive additional funds without having to actually use your savings or certificate!

When you borrow with a share secured personal loan, a “hold” is placed on the funds securing the loan and as the loan balance decreases the “hold” amount also decreases.

For more information or to receive assistance with your loan application, contact our Consumer Loans department at 800-373-7600 or stop into your nearest branch.

Apply Now

Credit Coach Loan

This is a short-term, share-secured loan that’s part of our Credit Coach program, which is specifically designed for people who need to repair or establish their credit. The loan amount will earn dividends in your savings account until you have paid the balance, then you’ll receive the funds.

  • Borrow up to $1500
  • Flexible approval guidelines to help more people qualify
  • Personal guidance through Dupaco’s Credit Coach program
  • Small, automatic payments that make it easy to succeed

Apply Now

For more information or to receive assistance with your loan application, contact our Consumer Loans department at 800-373-7600 or stop into your nearest branch.

Current Rates

TermAnnual Percentage Rate (As Low As) 1Cooperative Giveback Rate (APR As Low As) 2
Personal loan payment example for illustrative purposes only: If you borrow $5,000 at 8.50% annual percentage rate (APR) with a 36 month term, your minimum monthly payment obligation would be $157.84. Over the life of the loan you will pay $682.16 in interest.
1Personal Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Rates are subject to change without notice.
2Cooperative Loan Discount Rates: To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .05% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .10% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco Visa card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .15% discount.

24 Months8.50%8.35%
36 Months9.00%8.85%
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