Are you thinking about making repairs or improvements to your home, but need help figuring out how to get the funds? Dupaco can help! If you don’t have enough equity in your home to qualify for a home equity line of credit, a home improvement loan could be the perfect solution.
What You Can Do With It
You can use a home improvement loan for pretty much any home-related purpose, including:
- Furnace or air conditioning
- Bathroom or kitchen remodeling
- Roofing or siding
- In-ground pools
- Additions or reconfigurations
- Solar panels
If you don’t see your planned home improvement project on the list, don’t worry! We can tell you whether your idea qualifies for a home improvement loan or recommend another loan option that will meet your needs.
How Our Home Improvement Loan Works
Dupaco’s home improvement loans are designed for homeowners with a credit score of 660 or higher who have little or no equity in their home. Unlike a home equity line of credit, you won’t be borrowing against the value of your home and you will receive the entire amount you borrow in a single lump sum.
- Easy online application
- Flexible terms up to 180 months
- Competitive low rates
- Loan protection options
|Loan Amount||Term||Annual Percentage Rate (As Low As)1|
|$0 - $20,000||120 Months||8.50%|
|$20,001 - $50,000||180 Months||8.75%|
|Home Improvement loan payment example for illustrative purposes only: If you borrowed $20,000 at 8.50% annual percentage rate (APR) with a 120-month term, your minimum monthly payment obligation would be $248.09. Over the life of the loan, you will pay $9769.30 in interest.
1 Home Improvement Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. All loans are subject to approval. Rates, terms, and conditions are subject to change.