skip to Main Content

Are you thinking about making repairs or improvements to your home, but need help figuring out how to get the funds? Dupaco can help! If you don’t have enough equity in your home to qualify for a home equity line of credit, a home improvement loan could be the perfect solution.

What You Can Do With It

You can use a home improvement loan for pretty much any home-related purpose, including:

  • Furnace or air conditioning
  • Bathroom or kitchen remodeling
  • Roofing or siding
  • Flooring
  • In-ground pools
  • Additions or reconfigurations
  • Solar panels

If you don’t see your planned home improvement project on the list, don’t worry! We can tell you whether your idea qualifies for a home improvement loan or recommend another loan option that will meet your needs.

How Our Home Improvement Loan Works

Dupaco’s home improvement loans are designed for homeowners with a credit score of 660 or higher who have little or no equity in their home. Unlike a home equity line of credit, you won’t be borrowing against the value of your home and you will receive the entire amount you borrow in a single lump sum.

Loan AmountTermAnnual Percentage Rate (As Low As)1
$10,000 - $20,000120 Months8.50%
$20,001 - $50,000180 Months8.75%
Rates are effective as of 5/20/2024. All loans are subject to approval. Rates, terms, and conditions are subject to change.

Home Improvement loan payment example for illustrative purposes only: If you borrowed $20,000 at 8.50% annual percentage rate (APR) with a 120-month term, your minimum monthly payment obligation would be $248.09. Over the life of the loan, you will pay $9769.30 in interest.

1 Home Improvement Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. All loans are subject to approval. Rates, terms, and conditions are subject to change.

Apply Now

Have questions? Need assistance?

For more information or to receive assistance with your loan application, give our Consumer Loans department a call at 800-373-7600 or stop into your nearest branch.

You May Also Want to Consider
Click for Online Chat