Your Home for Business Real Estate Loans
Whether you’re buying an investment property, refinancing or improving your existing space, a business real estate loan from Dupaco helps you move forward with clarity and confidence. With flexible terms and local decision-making, we’ll help you finance what’s next.
Built to Support Your Long-Term Plans
Flexible Financing
Take advantage of fixed interest rates for up to five years, with loan terms up to 20 years.
Local Decisioning
Your loan is reviewed by people who understand the local market—and your business.
Room to Grow
Finance or refinance purchases, renovations or expansions with a single solution.
Build Equity
A minimum 20% down payment helps you build immediate ownership and long-term stability.
HOW IT WORKS
Your Steps to Apply
Gather your completed loan application, personal financial statement, environmental questionnaire and three years of tax returns (personal and business). Once you have those—plus a purchase agreement if you’re buying—you can securely upload them online or drop them off at any branch. Guarantees are required, and our team will reach out if we need any additional details.
Frequently Asked Questions
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What can I use a business real estate loan for?
You can use a business real estate loan to purchase, refinance, expand or renovate commercial or investment property used for business purposes.
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Can I finance both owner-occupied and investment properties?
Yes. Financing options are available for owner-occupied properties as well as investment real estate.
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How much down payment is required?
A minimum down payment of 20% is typically required. Requirements may vary based on the property and loan structure.
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What loan terms are available?
Loan terms are available for up to 20 years, with fixed interest rates for up to five years.
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What documents do I need to apply?
You’ll need three years of personal and business tax returns, a completed loan application, personal financial statement (PFS), an environmental questionnaire and a purchase agreement if you’re buying property.
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How long does the approval process take?
Timelines vary based on loan complexity and document readiness. Once your completed application is submitted, our lending team will review it and follow up with next steps.
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Are guarantees required?
Yes. Personal or business guarantees are required as part of the approval process.