Small Business Loans for Big Goals
Running a business takes heart—and sometimes a little extra funding. Our small business loan is designed to provide flexible, affordable support for financing needs less than $50,0000. Whether you’re getting started, growing your operation or covering a short-term expense, we’re here to help make it happen.
The Right Funding, Right When You Need It
Competitive Rates
Get competitive rates and flexible terms that work for your business—not against it.
Less Than $50,000
If you’re eligible, you can borrow less than $50,000 to start, grow or support your business.
Predictability
Fixed monthly payments make budgeting easier, so there are no surprises along the way.
Online Payments
Make your loan payments online anytime, anywhere. It’s quick, simple and secure.
READY TO APPLY
Let's Make It Simple
Step one: Get your application ready
Download and complete the small business loan application and personal financial statement. To help speed things up, include your personal and business tax returns from the past two years and a purchase agreement if you're buying.
Step two: Send it our way
Once your application is complete, submit it online or drop it off with your supporting documents at your nearest branch. Our lending team will review everything and contact you if we need any additional information. Guarantees are required.
Funding with purpose
A small business loan you can feel good about
Every business hits moments where the right funding can make all the difference. A small business loan can give you the breathing room to move forward without putting your day-to-day cash flow at risk.
At Dupaco, we believe borrowing should feel clear, fair and supportive. You’ll get competitive rates, predictable payments and real people who take the time to understand your goals.
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Frequently asked questions about small business loans
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What can I use a small business loan for?
You can use a small business loan for many business needs, like equipment purchases, working capital, inventory or unexpected expenses. If you’re not sure whether your situation qualifies, we’re happy to talk it through with you.
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How much can I borrow with a small business loan?
If you’re eligible, you may borrow up to $50,000. Your approved amount will depend on factors like your business finances, credit history and overall loan purpose.
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How fast can I get a decision?
Once we receive your completed application and required documents, our lending team will review everything as quickly as possible. Timing can vary, but we’ll keep you informed every step of the way.
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Do I need to provide collateral or a guarantee?
Guarantees are required for our small business loans. Depending on your loan request, additional documentation or collateral may also be needed.
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What are the repayment terms like?
Our small business loans come with fixed monthly payments, so you’ll always know what to expect. Loan terms and rates vary based on your application and eligibility.
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Do I need to be a Dupaco member to apply for a small business loan?
Yes, you’ll need to be a Dupaco member to move forward with a small business loan. Not a member yet? We can help you get started—it’s easy.