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Boat loans, RV loans, ATV loans, jet ski loans, snowmobile loans…Dupaco lenders specialize in putting those new toys within reach! We combine competitive rates with stellar local service to ensure your next adventure begins with a smile.

  • Easy online application process and fast approval*
  • Local financing, repayment, and service
  • Flexible terms up to 84 months
  • Personalized repayment plans
  • Dependable payment protection options

Spending a little time with a Dupaco lending consultant can help you save a lot on financing! While you’re discussing your loan options, ask for a Money Makeover to see how you could free up extra cash, and potentially save thousands.

Helpful Buying Resources

Boat & RV Loans

Living your dream just got easier. That’s because Dupaco offers you simple, cost-effective financing options for new and used boats, RVs, trailers, accessories, and more.

Current Rates

Loan AmountTermAnnual Percentage Rate (As Low As) 1
$10,000-24,99936 Months4.79%
$10,000-24,99948 Months5.09%
$10,000-24,99960 Months5.39%
$25,000-49,00060 Months4.59%
$25,000-49,00072 Months4.84%
$25,000-49,00084 Months5.09%
$50,000+60 Months4.34%
$50,000+72 Months4.59%
$50,000+84 Months4.84%
Boat & RV loan payment example for illustrative purposes only: If you borrow $50,000 at a 4.34% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $928.52. Over the life of the loan, you will pay $5,711.06 in interest.

1 Boat & RV Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount.

Rates effective 12/01/2020. All loans are subject to approval. Rates, terms, and conditions are subject to change.

Loan AmountTermAnnual Percentage Rate (As Low As)1
$25,000+5 Years5.34%
$50,000+10 Years5.34%
1 Boat & RV Loan Balloon Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. A minimum of 20% cash down is recommended.

Rates effective 12/01/2020. All loans are subject to approval. Rates, terms, and conditions are subject to change.

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ATV, Jet Ski & Snowmobile Loans

All-terrain vehicle, jet ski and snowmobile loans typically have higher interest rates and shorter loan terms than a regular auto loan. We offer affordable options for financing or refinancing these types of vehicles.

Current Rates

Loan ProgramTermAnnual Percentage Rate (As Low As) 1
Model Year 2018-2024 Months5.64% APR
Model Year 2018-2036 Months5.64% APR
Model Year 2018-2048 Months5.64% APR
Model Year 2018-2060 Months5.64% APR
Model Year 2016-1724 Months5.79% APR
Model Year 2016-1736 Months5.94% APR
Model Year 2016-1748 Months6.14% APR
Model Year 2014-1524 Months6.29% APR
Model Year 2014-1536 Months6.85% APR
Model Year 2013 and older36 Months9.75% APR
ATV Loan payment example for illustrative purposes only: If you borrow $7,500 at 6.04% annual percentage rate (APR) with a 60-month term, your minimum monthly payment obligation would be $145.14. Over the life of the loan, you will pay $1,208.13 in interest.

1 ATV, Snowmobile, & Jet Ski Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. All loans are subject to approval. Rates, terms, and conditions are subject to change.

* Approval subject to credit qualification. Response times may vary. In some instances, members may be asked to contact the credit union before a decision is made on their application.

Check your money's mileage
  • Vehicle payment
    Estimate your payment before heading to the dealership.
  • Car affordability
    Figure out what car price and monthly payment you can afford.
  • Lease vs. buy
    Compare the expenses of buying vs. leasing your next ride.
  • Auto Refinance
    Find out whether you could lower your payments by refinancing your car loan.
  • Mini-max financing
    Calculate a monthly payment with Dupaco’s lease-like option.

  • Budget Worksheet
    Track all your spending at a glance to better understand how much you can afford to spend on a car.
  • Car Shopping Guide
    Brush up on your loan lingo, learn how to spot a fair price, and compare the differences between buying and leasing.
  • Car Accident Checklist
    Print this checklist and store it in your dash. In the event you’re involved in an accident, you can use it as a guide to record notes.
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