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Boat loans, RV loans, ATV loans, jet ski loans, snowmobile loans…Dupaco lenders specialize in putting those new toys within reach! We combine competitive rates with stellar local service to ensure your next adventure begins with a smile.

Spending a little time with a Dupaco lending consultant can help you save a lot on financing! While you’re discussing your loan options, ask for a Money Makeover to see how you could free up extra cash and potentially save thousands.

Helpful Buying Resources

Boat & RV Loans

Living your dream just got easier. That’s because Dupaco offers you simple, cost-effective financing options for new and used boats, RVs, trailers, accessories and more.

Current Rates

Loan AmountTermAnnual Percentage Rate (As Low As) 1Cooperative Giveback Rate (As Low As) 2
Boat & RV loan payment example for illustrative purposes only: If you borrow $50,000 at 4.24% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $955.98. Over the life of the loan you will pay $7,358.89 in interest.
1 Boat & RV Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Rates are subject to change without notice.
2 Cooperative Loan Discount Rates: To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .05% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .10% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .15% discount.
$10,000-24,99936 Months5.54%5.39%
$10,000-24,99948 Months5.79%5.64%
$10,000-24,99960 Months6.04%5.89%
$25,000-49,00060 Months5.29%5.14%
$25,000-49,00072 Months5.54%5.39%
$25,000-49,00084 Months5.79%5.64%
$50,000+60 Months5.04%4.89%
$50,000+72 Months5.29%5.14%
$50,000+84 Months5.54%5.39%
Loan AmountTermAnnual Percentage Rate (As Low As)1Cooperative Giveback Rate (As Low As)2
Boat & RV loan payment example for illustrative purposes only: If you borrow $50,000 at 4.24% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $955.98. Over the life of the loan you will pay $7,358.89 in interest.
1 Boat & RV Loan Balloon Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. A minimum of 20% cash down is recommended. Rates are subject to change without notice.
2 Cooperative Loan Discount Rates: To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .05% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .10% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .15% discount.
$25,000+5 Years6.04%5.89%
$50,000+10 Years6.29%6.14%

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ATV, Jet Ski & Snowmobile Loans

All-terrain vehicle, jet ski and snowmobile loans typically have higher interest rates and shorter loan terms than a regular auto loan. We offer affordable options for financing or refinancing these types of vehicles.

Current Rates

Loan ProgramTermAnnual Percentage Rate (As Low As)Cooperative Giveback Rate (As Low As) 1
ATV payment example for illustrative purposes only: If you borrow $7,500 at 5.74% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $146.89. Over the life of the loan you will pay $1,313.21 in interest.
2 Cooperative Loan Discount Rates: To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .05% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .10% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .15% discount.
Model Year 2017-1924 Months6.54% APR6.39% APR
Model Year 2017-1936 Months6.54% APR6.39% APR
Model Year 2017-1948 Months6.54% APR6.39% APR
Model Year 2017-1960 Months6.54% APR6.39% APR
Model Year 2015-1624 Months6.69% APR6.54% APR
Model Year 2015-1636 Months6.84% APR6.69% APR
Model Year 2015-1648 Months7.04% APR6.89% APR
Model Year 2013-1424 Months6.69% APR6.54% APR
Model Year 2013-1436 Months7.40% APR7.25% APR
Model Year 2012 and older36 Months10.15% APR10.00% APR

* Approval subject to credit qualification. Response times may vary. In some instances, members may be asked to contact the credit union before a decision is made on their application.

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