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What’s this talk about “joining” Dupaco? Well, a credit union like Dupaco is a not-for-profit financial cooperative. So when you open an account, you are joining as a member and owner of the credit union.

Joining Dupaco is easy and smart because you’ll save money (low- and no-fee services and lower loan rates) and make money (high dividends). Plus you’ll have access to tons of benefits, solutions and services, and in-house experts who will help you put them all to good use.

Not a member yet?

Use our simple online application to join Dupaco and open your account.

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Already a member?

Great! You can easily add new accounts to your existing membership in Shine.

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Your money for good.

Dupaco is the financial home of more than 135,000 member-owners. Every day we work hard to serve and enrich the lives of each and every one of them. Here are just a few examples of how we helped people like you in the past year alone:

Direct Financial Value
Direct financial value

In 2020, Dupaco provided its membership more than $50 million in value—that’s an average of $431 per member!

More Than $16.8 Million
More than $16.8 million

Total Thank Use participation dividends paid to members from 2016–2020 for using their credit union’s services.

14,100
14,100

Total free Credit History Lessons and Money Makeovers provided for members in 2020.

More Than $1.3 Million
More than $1.3 million

Total in fees waived for members during COVID-19 in 2020.

*These calculations are based on the sum of a.) account rate and fee comparisons between Dupaco and local banks (for each particular product) and b.) actual promotions and dividends received by members. Business accounts were excluded.

Dupaco Charter Area

You are eligible to join Dupaco if you live or work within our charter area or have an immediate family member who is a Dupaco member. To become a member, simply open a savings account with $25 or more. Even if you move away, you can still take advantage of all Dupaco’s service offerings as long as you keep at least $25 in your savings account.

Dupaco Community Credit Union's Charter Area Map

Dupaco is chartered to serve those who live or work in the counties of Adair, Adams, Allamakee, Appanoose, Audubon, Benton, Black Hawk, Boone, Bremer, Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw, Clarke, Clay, Clayton, Clinton, Crawford, Dallas, Davis, Decatur, Delaware, Des Moines, Dickinson, Dubuque, Emmet, Fayette, Floyd, Franklin, Fremont, Greene, Grundy, Guthrie, Hamilton, Hancock, Hardin, Harrison, Henry, Howard, Humboldt, Ida, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Lyon, Madison, Mahaska, Marion, Marshall, Mills, Mitchell, Monona, Monroe, Montgomery, Muscatine, O’Brien, Osceola, Page, Palo Alto, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Ringgold, Sac, Scott, Shelby, Sioux, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, Wayne, Webster, Winnebago, Winneshiek, Woodbury, Worth, and Wright Counties in Iowa; Crawford, Dane, Grant, Green, Iowa, Lafayette, Richland and Sauk Counties in Wisconsin; and Carroll, Jo Daviess, Rock Island, Stephenson and Whiteside Counties in Illinois.

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