Business Checking, Made Easy
Time is money—and your banking should respect that. Our business checking accounts make it simple to handle the everyday details, so you can spend more time focusing on what matters most: Growing your business. Tell us a bit about yourself, and our team will reach out to help you get started.
Business 1st Rate Checking
Built for growing businesses that carry larger balances and prefer fewer extras.
- No initial deposit requirements
- A competitive rate on your balance
- Ability to skip a $10 monthly fee by keeping your monthly balance above $5,000
- Access to Sweeps to automate saving for your business
- Debit card fraud monitoring with your free MoneyCard/Debit MasterCard
- Fee-free withdrawals within the Privileged Status and CO-OP ATM Networks1
- Customizable alerts and Shine Business Shared Access accounts for employees or accountants
- Direct Connect to Quickbooks
1Unlimited ATM access at all Dupaco-owned ATMs. If you access other ATM’s you will not incur a surcharge from Dupaco unless you use your card more than eight times per month.
Business Free Checking
Perfect for start-ups or small businesses with lower balances and fewer transactions.
- No minimum balance requirement
- No monthly transaction, servicing or maintenance fees
- Access to Sweeps to automate saving for your business
- Free MoneyCard/Debit MasterCard
- Debit card fraud monitoring
- Fee-free withdrawals within the Privileged Status and CO-OP ATM Networks1
- Customizable alerts and Shine Business Shared Access accounts for employees or accountants
- Direct Connect to Quickbooks
1Unlimited ATM access at all Dupaco-owned ATMs. If you access other ATM’s you will not incur a surcharge from Dupaco unless you use your card more than eight times per month.
Business Analysis Checking
Ideal for established businesses with higher balances and transaction needs.
- Ability to offset or minimize monthly fees1 by maintaining certain deposit balances
- Access to personalized guidance to navigate your unique business needs
- Access to Sweeps (and the ability to offset or minimize the monthly fee1) to automate saving for your business
- Debit card fraud monitoring with your free MoneyCard/Debit MasterCard
- Fee-free withdrawals within the Privileged Status and CO-OP ATM Networks2
- Customizable alerts and Shine Business Shared Access accounts for employees or accountants
- Comprehensive monthly activity statements providing insights into your account
- Direct Connect to Quickbooks
1Before you open a Business Analysis Checking account, we’ll help you calculate the expenses associated with it to help you determine whether it’s the right account option for your business.
2Unlimited ATM access at all Dupaco-owned ATMs. If you access other ATMs you will not incur a surcharge from Dupaco unless you use your card more than eight times per month.
Business Checking Rates
Make day-to-day money management the least of your business worries
MEET SWEEPS
Helping Your Business Earn More
Tell us the target balance you want to keep in your business checking. Each day, we’ll automatically move extra funds into savings so they can earn more—and move money back if your checking runs low to help prevent overdrafts. You can also link a line of credit to pay it down faster and add another layer of overdraft protection. Call or email our Business Services team to start saving—and earning—with Sweeps.
*There is a $10.00 monthly fee for this service.
BANK WITH CONFIDENCE
Your Business Checking is Safe with Us
Your Dupaco business checking account is federally insured up to $250,000 per account by the National Credit Union Administration.
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Frequently Asked Questions
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What types of business checking accounts does Dupaco offer?
We offer several business checking account options, including Business Free Checking, Business 1st Rate Checking and Business Analysis Checking—so you can choose the account that best fits your business size, balance and transaction needs.
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Is my business checking account federally insured?
Yes. Your business checking account at Dupaco is federally insured up to $250,000 per account by the National Credit Union Administration.
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Are there monthly fees for business checking accounts?
Some business checking accounts have no monthly fees, while others may have fees that can be reduced or avoided by maintaining certain balances. We’ll help you choose the option that makes the most sense for your business.
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Can I manage my business checking online?
Absolutely. All Dupaco business checking accounts include free Shine Online and Mobile Banking, so you can monitor cash flow, pay bills, deposit checks and manage your account anytime, anywhere.
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Can I connect my business checking account to QuickBooks?
Yes. Dupaco business checking accounts offer Direct Connect to QuickBooks, making it easier to track transactions and keep your accounting up to date.
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Who can open a business checking account at Dupaco?
Any eligible business owner—including start-ups, small businesses and established companies—can open a business checking account. Our business services team can help you find the right fit and walk you through the next steps.