Grow With Business Savings Accounts

We offer Business Savings accounts, Business Money Market accounts and Business Certificates. Each option is designed for different savings goals, timelines and access needs.

A business savings account is ideal for building reserves with easy access to funds. A money market account typically offers higher dividend rates and tiered earnings, while still allowing you to access your money when needed.

A business certificate lets you earn a guaranteed return by committing your funds for a set period of time. Rates are fixed for the term, and there’s a penalty for early withdrawal.

You can automate your savings by setting up recurring transfers, using direct deposit or enrolling in Sweeps. Automation helps you save consistently without needing to move money manually.

Sweeps automatically move excess funds from your business checking account into your savings account at the end of each day. If your checking balance drops below your chosen level, funds are swept back from savings to help cover expenses.

Yes. Sweeps has a $10 monthly service fee.

Yes. You can access your funds through Shine Online and Mobile Banking or in person at a Dupaco branch. Some accounts may have minimum withdrawal amounts or limitations, which we’ll review with you.
We’re here to help. Call 800-373-7600, ext. 234, email us or share your info and a business expert will reach out

Minimum opening balances vary by account type. Your business expert can help you choose the option that fits your needs and available funds.

Yes. Business savings and money market accounts are federally insured up to applicable limits by the National Credit Union Administration (NCUA).

We’re here to help. Call 800-373-7600, ext. 234, email us or share your info and a business expert will reach out.