Our Overdraft Privilege service covers you when you don’t have enough available funds in your checking account. It allows you to pay a $28 overdraft fee* to cover a check or transaction $700 beyond your available checking account balance—up to your overdraft limit. Hint: You won’t be charged an overdraft fee for transactions less than $5.00. View our Overdraft Privilege Policy here.
*The Overdraft Privilege service fee is $28 per overdraft, with a maximum of one fee per day. An overdraft fee may be imposed for covering overdrafts made by various transactions—such as ATM withdrawals, everyday card transactions, checks, ACH automatic bill payments, recurring debit card payments, and any other transactions using your checking account number. These overdrafts will be covered automatically, and you will need to repay the fees within 30 days of the account going negative. If your account is overdrawn for longer than 45 days, it will be closed. However, please note that the decision to pay the overdrafts is at our discretion, and we may choose not to pay if your account is not in good standing, you are not making regular deposits, or if you have too many overdrafts.