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Dupaco Visa Credit Cards
Find a card that fits your lifestyle

Dupaco Visa credit cards offer more perks, lower rates, fewer fees and the option to earn rewards.

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*For existing cardholders, the 2.90% annual percentage rate (APR) balance transfer promotional rate is valid for balance transfers that post to your Dupaco Platinum Visa between January 1, 2024 and March 31, 2024. The 2.90% promotional annual percentage rate (APR) expires six months from the date of your first balance transfer, at which time the APR will revert back to the current standard APR, which effective 01/01/2024 is a variable rate from 14.25% APR to 21.00% APR, based on your creditworthiness. Must be an existing cardholder and the Visa credit card account must be in good standing to qualify. “In good standing” means the Visa credit card account is not over-the-limit or delinquent. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee is $15.00 or the minimum due, whichever is less if you are four (4) or more days late; returned payment fee-up to $25. Offer valid only on Dupaco Platinum Visa. This offer is available January 1-March 31, 2024.

For new cardholders, the 2.90% annual percentage rate (APR) balance transfer introductory rate is valid for new cardholders’ balance transfers that post to your Dupaco Platinum Visa during the first 90 days following the opening of Dupaco Platinum Visa. The 2.90% introductory annual percentage rate (APR) expires six months from the date of your first balance transfer, at which time the APR will revert back to the current standard APR, which effective 01/1/2024 is a variable rate from 14.25% APR to 21.00% APR based on your creditworthiness. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee is $15.00 or the minimum due, whichever is less if you are four (4) or more days late; returned payment fee-up to $25. Offer valid only on Dupaco Platinum Visa.

Dupaco Rewards Visa
Earn merchandise, travel, cash back & more

APR1
17.25% – 21.00%

Rewards
Earn 1 point for every $1 you spend to redeem on flights, hotels, rental cars, cruises and travel packages.

Hint: Rewards on your mind? Choose a rewards card that’s right for you. Learn more here.

Dupaco Platinum Visa
Save money every day with a low rate

APR2
14.25% – 21.00%

New cardmember offer*
2.90% APR on transferred balances for 6 months (after that your rate will be 14.25% – 21.00% APR)

Not sure which card is right for you?
Get a glimpse into what each Dupaco card offers by downloading our comparison chart.

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Dupaco Visa Benefits
Enjoy perks that don't cost a thing

Shine Mobile Banking

Manage your accounts from anywhere, anytime.

Learn more about shine mobile banking

Shop with confidence

Enjoy risk-free shopping with Visa’s Zero Liability Policy.

Learn more about zero liability policy

Keep tabs on your credit score

Monitor how your credit card impacts your credit score.

Learn more about bright track banking

No-cost fraud monitoring

Make sure you’re the only “you” out there.

Learn more about identity protection/

Set up alerts

Receive instant account alerts with Dupaco’s free eNotifiers.

Learn more about online and mobile communication

Set up automatic payments

Make sure your bills are paid on time, every time.

Learn more about bill pay/

Mobile Wallet

Store your Dupaco cards on your smartphone.

Learn more about mobile wallet

Tap & Go payments

Tap your card on payment terminals with the contactless symbol.

Learn more about mobile payments

Business Credit Cards
Small business? Big business?

A Dupaco Business Visa gives you flexibility, account security and tons of extra benefits — for you, your company and employees too. Plus, there’s no annual fee!

Learn more about business credit card

Credit
Give yourself some credit

Opening a Dupaco Visa Credit Card (and using it correctly) can be a great credit-building tool. So whether you’re trying to establish your credit, improve your score or understand the complex and mysterious world of credit, we’re here to help.

Learn more about credit scores

Cardholder Resources

Turn off a lost or stolen card through your Card Security controls in Shine Online & Mobile Banking. If you think someone is using your card without your permission, please call us immediately at 800-373-7600, ext. 201.

Tips for Fraud Prevention & Recovery

Consolidate payments and save on interest by transferring the balance of your “other” cards to your Dupaco Visa. Give us a call at 800-373-7600, ext. 201, or get started in Shine.

Get started in Shine

Need help redeeming points? Questions about card benefits? Our Credit Card FAQ is the spot to get answers to these topics and more.

Read more

1Visa Rewards Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee—$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee—1.00% of each transaction in US Dollars; late payment fee—up to $15.00; returned payment fee—up to $25.00. Rewards Visa Terms and Conditions.

2Platinum Visa Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at the time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee—$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee—1.00% of each transaction in US Dollars; late payment fee—up to $15.00; returned payment fee—up to $25.00.

*Platinum Visa Introductory Balance Transfer Rate: The 2.90% annual percentage rate (APR) balance transfer introductory rate is valid for new cardholders; balance transfers and balance consolidations that post to your Dupaco Platinum Visa during the first 90 days following the opening of Dupaco Platinum Visa. The 2.90% introductory annual percentage rate (APR) expires six months from the date of your first balance transfer or balance consolidation, at which time the APR will revert back to the current standard APR, which effective 10/01/2023 is a variable rate from 14.25% to 21% APR based on your creditworthiness. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee is $15.00 or the minimum due, whichever is less if you are four (4) or more days late; returned payment fee-up to $25. Offer valid only on Dupaco Platinum Visa.

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