In addition to great rates, lower fees and free financial education and services, your Dupaco membership includes several complimentary offers and incentives to help you protect your financial well-being and bolster your bottom line even further!
Accidental Death and Dismemberment Insurance
As a Dupaco member-owner, you’ll receive a free $1,500 Accidental Death and Dismemberment insurance policy. Dupaco arranges this no-cost benefit on your behalf and takes care of the insurance premiums for you. All you have to do is signup!
Cooperative Loan Giveback
The more business you do with Dupaco, the better your loan rates will be. If you already take advantage of select qualified Dupaco services, you may be eligible to receive discounts on our already low consumer loan rates*. It’s all part of our Cooperative Loan Giveback program and it’s yet another thing that makes us different than a bank.
* Cooperative Loan Giveback amount is based on credit union account relationships and subject to credit qualification.
Credit Score and Reporting
Your credit score affects your life in multiple ways — loan eligibility, insurance rates, qualification for employment and housing, and more. Our free Bright Track credit monitoring and reporting tool enables you to view, monitor, and completely understand your credit score, and discover practical and effective ways to improve it.
Life Savings Insurance
Dupaco provides free life savings insurance for all eligible share savings accounts. If you die, your beneficiary receives your account balance and matching insurance benefits up to $2,500**. The benefit amount is based on the age of the account holder at the time of death. Covered deposits must be made before you reach the age of 65.
|Age at death:||& of insurance benefit paid|
|6 months-64 years||100%|
** All insurance benefits are subject to individual policy provisions. Eligibility involves the account holder’s ability to perform the usual duties of one’s livelihood
Online and Mobile Banking
Access your accounts anytime, anywhere. Dupaco’s FREE Shine Online & Mobile Banking gives you simple, convenient, and secure options for viewing transactions, transferring funds, paying bills and much more!
As a Dupaco member, you can earn $50 for every person you refer to Dupaco — and we’ll give each of them $50, too!
Shared branching extends Dupaco’s signature personal service to wherever you are. Enjoy face-to-face access and service at more than 4,300 participating credit unions nationwide. Cash checks, make deposits, transfer money, make loan payments and more.
Unlike typical profit-driven financials, Dupaco’s cooperative, member-owned structure enables us give money back to you. Active participation powers the credit union — you share in the success. The more you use Dupaco, the more you’re thanked with extra cash dividends. An active checking account indicates your commitment and is the key to unlocking all of your Thank Use.
Other Dupaco Member Perks and Benefits
- Convenient hours — our drive-ups open as early as 7:30 a.m.
- Online loans, mortgages and account openings
- Free automobile-purchase consultation
- Free vehicle-pricing information
- 24-hour Loan Line and loan counseling
- Loan Payment Protection program
- Overdraft protection
- Free financial management and investment consultation
- Safe-deposit boxes
- Notary service
- Free community calendar mention for nonprofit organizations
- Free participation in the annual Dupaco Community-Wide Garage Sale
- Much, much more!
Not a Dupaco member?
Open a Dupaco Share Savings account with as little as $25 and you’ll automatically become the newest Dupaco member-owner! Opening your account is simple — follow the secure link below or stop into your nearest Dupaco branch.