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Great rates, lower fees, free financial education and guidance, and more. Your Dupaco membership includes tons of complimentary ways to help you protect and strengthen your financial well-being!

Free Accidental Death and Dismemberment Insurance

All Dupaco member-owners are eligible to receive a free $1,500 Accidental Death and Dismemberment insurance policy. Dupaco arranges this no-cost benefit on your behalf and takes care of the insurance premiums for you. All you have to do is sign up!

Free Credit Score and Reporting

Your credit score affects your life in multiple ways — loan eligibility, insurance rates, qualification for employment and housing, and more. Our free Bright Track credit monitoring and reporting tool enables you to view, monitor, and completely understand your credit score, and discover practical and effective ways to improve it.

Learn More

Free Online and Mobile Banking

Access your accounts anytime, anywhere. Dupaco’s FREE Shine Online & Mobile Banking gives you simple, convenient, and secure options for viewing transactions, transferring funds, paying bills and much more!

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Refer-a-Friend Program

As a Dupaco member, you can earn $50 for every person you refer to Dupaco — and we’ll give each of them $50, too!

See How it Works

Shared Branching

Shared branching extends Dupaco’s signature personal service to wherever you are. Enjoy face-to-face access and service at more than 5,600 participating credit unions nationwide. Cash checks, make deposits, transfer money, make loan payments and more.

Find a Shared Branch

Thank Use Cash Dividends

Unlike typical profit-driven financials, Dupaco’s cooperative member-owned structure enables us to give money back to you. Active participation powers the credit union — you share in the success. The more you use Dupaco, the more you’re thanked with extra cash dividends. An active checking account indicates your commitment and is the key to unlocking all of your Thank Use.

See How You Can Earn

Other Dupaco Member Perks and Benefits

  • Convenient hours — our drive-ups open as early as 7:30 a.m.
  • Online loans, mortgages and account openings
  • Free automobile-purchase consultation
  • Free vehicle-pricing information
  • 24-hour Loan Line and loan counseling
  • Loan Payment Protection program
  • Overdraft protection
  • Free financial management and investment consultation
  • Safe-deposit boxes
  • Notary service
  • Free community calendar mention for nonprofit organizations
  • Free participation in the annual Dupaco Community-Wide Garage Sale
  • Much, much more!

Not a Dupaco member?

Open a Dupaco Share Savings account with as little as $25 and you’ll automatically become the newest Dupaco member-owner! Opening your account is simple — follow the secure link below or stop into your nearest Dupaco branch.

Not a member yet?

Use our simple online application to join Dupaco and open your account.

Become a member Continue my application

Already a member?

Great! You can easily add new accounts to your existing membership in Shine.

Add a new account

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