Insurance might seem like an unnecessary expense, but you’ll be glad you have it when the unexpected happens. Even if you’re a great driver, other people on the road might not be. Storms can cause unexpected damage to your home, no matter how well you take care of it. A simple household chore could somehow land you in the hospital. Insuring yourself, your family and your belongings means having confidence that you’ll be OK no matter what life throws at you.
Keep. Dropping your insurance coverage might save you now, but it will mean higher premiums in the long run.
Review. When it’s time to renew your policy, review it to make sure you’re covered for the right amount.
6 Ways to Lower Insurance Costs
Use these tips to help you cut down your insurance costs without cutting corners.
What To Do After an Auto Accident
Being in a fender bender is never fun, but keeping your cool after an accident can help you protect yourself during the claims process.
- Call the police, especially if there are injuries.
- Obtain and verify identification from everyone involved.
- Don’t admit fault – let the insurance companies work it out.
- Document the scene by taking pictures.
- Call your insurance agent right away.