In the market for a new ride? Before you start shopping, it's a good idea to get pre-approved so you can go out and find a vehicle that fits both your needs and your budget. Take our auto loan payment calculators for a spin and complete your pre-approval application with some basic information—and we'll help get you on the road to start shopping!
If you've already set your eyes on a vehicle and are ready to get those wheels rolling, apply for a loan online today and receive an instant 24-hour approval*!
*Approval subject to credit qualification. Response times may vary. In some instances, members may be asked to contact the credit union before a decision is made on their application.
Auto loan pre-approval: Shop smarter with a pre-approved auto loan
Looking for a vehicle, but not sure what your options are? Spend a little time with a Dupaco lending consultant, and check out some of our nifty resources, before buying your new or used vehicle, and you'll spend a lot less on financing! Our pre-approval process helps you shop smarter by setting a budget from the start, narrowing down your choices and saving time as you shop. Here’s what you can expect when you apply for a pre-approval today:
Your auto loan financing and refinancing options
Choose from several ways to finance or refinance nearly any type of vehicle. When you bring an existing loan, currently financed with another lender, back home to Dupaco, you'll receive a great Dupaco rate, and a variety of loan terms to choose from, with personalized service you can count on. Dupaco is a not-for-profit credit union with better-than-traditional rates among the area's best. Plus, lower your loan rate through our Cooperative Loan Giveback, which rewards you with rate discounts for your credit union loyalty. See the Rates tab below for more information.
Dupaco makes applying for an auto loan a painless process, with several appointment choices. Simply give our Consumer Loans department a call at 800-373-7600 / 563-557-7600, extension 202, or stop into your nearest branch!
It pays to borrow from Dupaco. Thanks to our Cooperative Loan Giveback, you can receive bonus loan rate discounts off our already low rates. The more business you do with us, the more we can afford to return to you in the form of an even lower loan rate. Here are the relationship tiers used to determine Cooperative Giveback Pricing:
0.15% Rate Discount: Savings, Checking & Automatic Payment
Rate rewards for low loan-to-value: If your loan is less than 75% of the value of the vehicle or motorcycle you're purchasing, we'll knock another 0.15% off your loan rate! (Not applicable to boat and RV loans.)