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![Dupaco credit union members happily posing with their two kids in their playroom, engaging in a joyful reading session.](https://www.dupaco.com/wp-content/uploads/2024/02/011223_dupaco_10_WEB.jpg)
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How to build the best certificate ladder for you
![Guaranteed earnings when you save for a set period of time](https://www.dupaco.com/wp-content/uploads/2019/02/certificates-icon-100x100.png)
Business Certificates
Give your business a financial boost when you commit to saving for a few months—or a few years! It’ll earn you a guaranteed return on your investment—and help you reach your business goals faster! Open my account
![Term-share certificates](https://www.dupaco.com/wp-content/uploads/2019/08/certificates-header-graphic.png)
How to save more by investing in term-share certificates
Certificates
Earn above-average rates when you commit to saving for a few months—or a few years! Term-Share Certificates (the credit union version of bank CDs) are a smart investment because they reward you for taking a deliberate approach to saving.