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Buy or build a home
Homemade mortgages to fit your goals

We offer competitive rates and a variety of terms, so you can be sure we’ll come up with options that are right for you. And unlike some lenders, we’ll never outsource the servicing for your loan. From application to closing, payments, and beyond, you’ll always be right at home with Dupaco.

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Explore our first-time homebuyer programs, grants and loans:

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Rates
Finance your home with a rate that works best for you
TermRatePointsAPR*Payment Example
Purchase: 30-Year Fixed Conventional $766550 or less7.000%0.00%7.067%$5100.04
Purchase: 30-Year Fixed Conventional $150000 or less6.625%0.00%6.745%$ 960.47
Purchase: 20-Year Fixed Conventional 6.625%0.00%6.782%$1129.43
Purchase: 15-Year Fixed Conventional 6.500%0.00%6.655%$1306.66
Rates are effective as of 04/18/2024. Rates may be as low as quoted rates - other terms and conditions may apply. For other loan amounts, terms, and rates please contact the Dupaco Mortgage Team. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time.
*Payment example does not include taxes and insurance premium(s). Actual payment obligation can be greater. The APR is based on $150,000 loan amount, unless otherwise noted.
Rate quotes reflect 30 day rate lock and expire at 3pm Central Time daily.
Rates assume owner occupied - primary and secondary residence only. Rates are based on minimum credit score of 760 and 75% loan to value (ltv).
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $766,550 for a single-family home in most states.


Your Dupaco home loan comes with perks
Track your application

Track your application

Track your application progress by visiting your Mortgage Tracker in Shine Online & Mobile Banking.

Enjoy local servicing

Enjoy local servicing

From application to closing, payments and beyond, you’ll always be right at home with Dupaco.

Homebuyer readiness coaching

Homebuyer readiness coaching

We’ll help you assess your readiness for homeownership with a Mortgage Makeover.

Biweekly payment options

Biweekly payment options

Pay off your home loan faster, and reduce the amount of interest you pay, by making biweekly payments.

Resources to help you along your journey to homeownership
8 Things You Should Know About Buying A House

8 things you should know about buying a house

Put yourself on a successful path to homeownership by following these steps.

Read more > about 8 things you should know about buying a house

How Couple Buys First House With Help Of Partnership

How couple buys first house with help of partnership

See how these members bought their first house sooner than they thought possible.

Read more > about how couple buys first house with help of partnership

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