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Buy or build a home
Homemade mortgages to fit your goals

We offer competitive rates and a variety of terms, so you can be sure we’ll come up with options that are right for you. And unlike some lenders, we’ll never outsource the servicing for your loan. From application to closing, payments, and beyond, you’ll always be right at home with Dupaco.

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If you're a first-time homebuyer, you may be eligible to receive a $1000 Dupaco R.W. Hoefer Foundation grant for down payment or closing cost assistance. To qualify, you must meet grant program requirements, including:

  • Financing your mortgage through Dupaco
  • Meeting household income eligibility limits
  • Completing an online homeownership course

These grants are offered on a limited basis. A Dupaco mortgage loan officer can help you apply for one during the application process.

Have questions? Need assistance?

Contact our Mortgage Lending Department at mortgage@dupaco.com, or give us a call at 800-373-7600, ext. 204.

Rates
Finance your home with a rate that works best for you
Thank Use Participation Dividends Eligible
TermRatePointsAPR
Purchase: 30-Year Fixed Conventional5.500%0.00%5.673%
Purchase: 20-Year Fixed Conventional5.250%0.00%5.479%
Purchase: 15-Year Fixed Conventional4.750%0.00%4.980%
Purchase: 10/1 ARM (30-Year Amortization) 4.750%0.00%5.039%
Purchase: 7/1 ARM (30-Year Amortization) 4.500%0.00%4.992%
Purchase: 5/1 ARM (30-Year Amortization) 4.250%0.00%4.959%
Rates are effective as of 06/29/2022. All loans are subject to approval. Rates, terms, and conditions are subject to change.

Conventional Purchase payment example for illustrative purposes only: If you borrow $100,000 at 3.125% annual percentage rate (APR) with a 30-year term, your minimum monthly payment obligation would be $428.38. Over the life of the loan, you will pay $54,215.16 in interest. Note: Actual payment obligation will be greater. Payment example does not include amounts for taxes and insurance premiums.
Your Dupaco home loan comes with perks
Track your application

Track your application

Track your application progress by visiting your Mortgage Tracker in Shine Online & Mobile Banking.

Enjoy local servicing

Enjoy local servicing

From application to closing, payments and beyond, you’ll always be right at home with Dupaco.

Homebuyer readiness coaching

Homebuyer readiness coaching

We’ll help you assess your readiness for homeownership with a Mortgage Makeover.

Biweekly payment options

Biweekly payment options

Pay off your home loan faster, and reduce the amount of interest you pay, by making biweekly payments.

Resources to help you along your journey to homeownership
8 Things You Should Know About Buying A House

8 things you should know about buying a house

Put yourself on a successful path to homeownership by following these steps.

Read more >

How Couple Buys First House With Help Of Partnership

How couple buys first house with help of partnership

See how these members bought their first house sooner than they thought possible.

Read more >

Contact us

Have questions? Let's talk!
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