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When purchasing a home, the mortgage you choose—and the options you want with it—will significantly impact how much your home costs you in the long run. Your interest rate will matter most. But settlement costs, origination fees and other expenses will also have an impact.

When comparing mortgage loan terms, it’s always best to consult a mortgage lending professional. In the meantime, you can use this mortgage comparison calculator to see how certain factors could impact your monthly mortgage payment.

More for you: Check out these free resources to help you buy your first home.

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