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When purchasing a home, the mortgage you choose — and the options you want with it — will have a significant impact on how much your home costs you in the long run. The interest rate you pay will matter most. But settlement costs, and origination and other fees will have an impact, too.

When comparing mortgage loans, it’s always best to consult a mortgage lending professional. In the meantime, you can use this calculator to understand how certain factors can impact your monthly mortgage payment.

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