There are two things nearly everybody could use more of: time and money. But the truth is that most people could be in a much better place financially with the money they already have. Finding ways to make your money go further can help you feel more in control of your life and more satisfied with what you’ve got.

3 Smart Money Strategies

Take advantage of discounts & deals.

Make purchase decisions rationally instead of emotionally.

Find ways to make being frugal feel fun.

Beat the Paycheck-to-Paycheck Blues

When you’re scraping by to make ends meet each month, it can be hard to get ahead – and even harder to save for the future or cope with unexpected expenses. But making some small changes to your lifestyle can make a big difference in your financial situation.

The first step is understanding your cash flow (what comes in each month and what goes out). From there, you can develop a budget for how you’ll manage your money. You might be surprised how much you can streamline your spending by cutting back on little luxuries (like your morning coffee run or eating out) and stretch your dollars by taking advantage of free activities, discounts, buying generic and taking advantage of sales.

Calculators

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