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First-Time Homebuyer Grant
Make your dream of homeownership a reality

The First-Time Homebuyer Grant is a one-time financial contribution of $1,000 that will be applied toward the down payment of your mortgage loan at the time of closing. Consider it our way of saying “Welcome to the neighborhood!”

Details & eligibility
Want to apply? Here are the guidelines:
  • You must be at least 18 years of age and applying on behalf of yourself.
  • You must be a first-time homebuyer – defined as having no homeownership for the last three consecutive years from the date of your application.
  • You can’t have previously received a first-time homebuyer grant from the Dupaco Foundation.
  • Your household income must be 300% or less of the applicable Federal Poverty Level.
  • You must currently reside in, and the home you are purchasing must be located in, one of the following counties.
    • Iowa: Any county
    • Illinois: Carroll, Jo Daviess, Rock Island, Stephenson, Whiteside
    • Wisconsin: Columbia, Crawford, Dane, Dodge, Grant, Green, Iowa, Jefferson, Lafayette, Richland, Rock, Walworth, Waukesha
  • You must secure a mortgage from a credit union that has a physical branch in a county listed above.
Process and timeline
  • Applications are reviewed every two weeks, and approval can take up to one week.
  • If approved, you will need to upload a copy of your mortgage approval letter before a check can be issued.
  • Following receipt of your mortgage approval letter, the check can take up to a week to be issued.
  • To ensure receipt of the grant prior to your closing, a minimum of 45 days is required before closing.

Hint: A limited number of grants are available and are reserved on a first-come, first-served basis. 

How to apply
Review the eligibility guidelines
Gather copies of the following:
  • Proof of accepted offer
  • Mortgage loan application from your credit union (as proof of income)

Hint: Make sure you have digital copies of these documents to submit as part of your online application.

Apply for the grant

Create a username and password to access the grant application.

Apply today

Already have a username and password? Log in here.

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