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First-Time Homebuyer Grant
Make your dream of homeownership a reality

The First-Time Homebuyer Grant is a one-time financial contribution of $1,000 that will be applied toward the down payment of your mortgage loan at the time of closing. Consider it our way of saying “Welcome to the neighborhood!”

Apply for the grant

Details & eligibility
Want to apply? Here are the guidelines:
  • You must be at least 18 years of age.
  • You must apply on behalf of yourself.
  • Your home must be in one of these geographic counties:
    • Iowa: Any county
    • Illinois: Carroll, Jo Daviess, Rock Island, Stephenson, Whiteside
    • Wisconsin: Columbia, Crawford, Dane, Dodge, Grant, Green, Iowa, Jefferson, Lafayette, Richland, Rock, Walworth, Waukesha
  • You must secure a mortgage from a credit union that has a physical branch in a geographic county listed above.
  • You must be a first-time homebuyer—defined as having no homeownership for the last three consecutive years from the date of your application.
  • You can’t have previously received a first-time homebuyer grant from the Foundation.
  • Your household income should be 300% or less of the applicable Federal Poverty Level.

Does this sound like you? Apply for the grant.

Hint: A limited number of grants are available and are reserved on a first-come, first-served basis. Applications are reviewed every two weeks, and the approval process can take up to a week. If approved, a proof of mortgage approval will need to be submitted, and the grant can take 2 – 4 weeks to be issued following receipt of mortgage approval.

Apply for the grant
Download and complete the First-Time Homebuyer Grant Request application
Gather copies of the following:
  • Proof of accepted offer
  • Proof of income (from your credit union)
Mail your application and supporting documents to:

Dupaco Foundation Attn: Community Impact
P.O. Box 179
Dubuque, Iowa 52004-0179

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