Keep it local
Cozy up to a Dupaco mortgage loan for a home purchase or refinance and sweeten the deal with $600 off your closing costs*. Now that's a home sweet loan!
Home loan options
Home improvement loans
Apply online in less than ten minutes. Prefer in-person or via phone? Schedule an appointment by calling 800-373-7600, ext. 204.
Become home buyer ready
Need some financial coaching before you buy a home? Dupaco can help:
*This offer is good through September 30, 2018 and applies to Real Estate applications taken by the credit union from March 1, 2018 through and including September 30, 2018 resulting in an approved and disbursed real estate loan at the credit union. This offer is not transferable and may not be used in conjunction with any other discounts, offers or coupons and may not be redeemed in cash. This offer requires Dupaco membership. To be eligible for membership in Dupaco you must live or work in Dupaco’s charter area or have a member of your immediate family be an existing member of the credit union. Commercial loans, Mini Mortgages and Home Equity Loans are excluded from the offer.
For more information on first-time home buying, mortgage insurance, and other resources and information, click on one of the tabs below.
First-time homebuyer help
We're here to help you take some of the first steps as you prepare for homeownership.
And when you're ready to apply, we have mortgage loans that fit the bill and first-time homebuyer help through the Dupaco R.W. Hoefer Foundation First-Time Homebuyer Grant program. Those eligible may receive $1,000 in closing-cost assistance through this Grant.
For more information and eligibility guidelines contact Dupaco's mortgage lending department at 800-373-7600, ext. 204, or firstname.lastname@example.org.
Home Purchase Basics
There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.
Count On Your Real Estate Agent To:
Count On Your Dupaco Loan Officer To:
Count On Yourself To:
How to get a loan
Throughout the loan-application process, we'll be at the ready to answer your questions and keep you informed of the status of your loan and loan closing.
STEP ONE: Complete Your Loan Application
When you've selected a property and have a contract with the Seller, complete your loan application, which can be done in less than 10 minutes.
At the appropriate time we'll order a property appraisal for you.
STEP TWO: Your Loan is Approved and Funded
Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.
We will coordinate with the escrow team and you'll sign the final papers at their office.