As a member-owned financial cooperative, participation is the key ingredient that powers Dupaco. Why? Our members' money stays right here, energizing our community and helping all members grow through free financial education, favorable rates and fees, and access to products and services important to you.
During our Thank Use campaign, more than 45,000 of you participated, cooperated, accumulated and unlocked over $2.85 million in Thank Use by using Dupaco's services—loans, savings, checking, credit card and eStatements—thus strengthening the cooperative.
Although Thank Use has ended, we are still inviting members and non-members to participate (and join) in the cooperative. Member participation is the key ingredient that powers Dupaco. The more you use the credit union's services, the more all members benefit through enhanced services, favorable rates, and more. You’re welcome to learn, earn and save at Dupaco—any time!
You are welcome to participate. You are welcome to join. You are welcome here, at the financial home you own!
Qualifications: Must be a personal member with an active personal checking account and a primary share savings account balance of $25.00 or more as of 09/30/16. Members with a loan charge-off in 2016, a loan delinquent by 60 days or more as of 9/30/16, or a negative checking account balance for 30 or more days as of 9/30/16 are not eligible to participate. Business members and trust members with an EIN are not eligible to participate. Business accounts under personal memberships are not eligible for givebacks.
Limitations: Longevity Thank Use is limited to one per social security number. Checking, eStatement, Loan, Savings, and VISA Thank Use are based on account relationships under a single member number. Joint owners will not receive a separate Thank Use. Account relationships, loan interest and deposit balances cannot be combined or shared with other member numbers. Members only qualify for one checking Thank Use per member number, regardless of the number of active checking accounts under that member number. If a member closed their Dupaco membership in the past and later rejoined Dupaco, longevity is calculated from the most current membership join date. Past time as a member is not added to current time as a member.
Payout: Thank Use will be paid on 10/20/16 and may be reportable on IRS form 1099-MISC. Longevity Thank Use will post to the primary savings account of the member number with the longest join date. Checking, eStatement, Loan, Savings, and VISA Thank Use will post to the primary savings account under the member number they are associated with.