Thank Use

Your Membership Pays
At a cooperative like Dupaco, you’re not just a member, you’re an owner. Active participation powers the credit union—you share in the success. The more you use Dupaco, the more you’re thanked with extra cash dividends. An active checking account indicates your commitment and
is the key to unlocking all of your Thank Use.

In the last two years, participating members received individual shares
of more than $6 million in Thank Use.  Here's how you can earn:

 

Save

Together with an active checking account, your savings balances could earn you earn up to $75!
Qualifying deposits include savings, money market, IRA, term share certificate and health savings accounts.
Here’s the breakdown:  

Combined Savings Balances on 9/30/18Thank Use
$1,000-$4,999.99 $20
$5,000-$19,999.99 $30
$20,000-$49,999.99 $50
$50,000+ $75

 

Get Started

Open up or increase your balances in a savings, certificate or money market account
Set up automatic transfers from your checking to a qualified savings

To be eligible for Thank Use on savings balances, you must meet Dupaco’s active checking definition, meet all other campaign eligibility requirements, and have a balance of $1,000.00 or more
in combined deposit accounts (savings, money market, IRA, term share certificate, and/or health savings) on 09/30/18. Checking account balances not included.


Thank Use: Your membership pays. See how!

 

Borrow

An active checking account enables you to earn up to $150 for the interest you pay
on auto, recreational vehicle, personal, home equity and mortgage loans financed (or refinanced) through Dupaco.
Here's how it works:  

Combined Loan Interest Paid on 9/30/18Thank Use
$100-$499.99 $30
$500-$1,999.99 $40
$2,000-$4,999.99 $60
$5,000-$9,999.99 $85
$10,000+ $150

 

Get Started

Explore our loan options and rates 

To be eligible for Thank Use on loan interest paid, you must meet Dupaco’s active checking definition, meet all other campaign eligibility requirements, and have paid a minimum of $100 in total interest
on qualifying loans (auto, recreational vehicle, personal, home equity, and/or mortgage) from 01/01/18 - 09/30/18.

 

Thank Use: Your membership pays. See how!

 

Pay

With an active checking account, you can earn Thank Use every time you make purchases
using your Dupaco debit MoneyCard and/or your Dupaco VISA credit card!
Here's how: 

Pay WithThank Use
Dupaco debit MoneyCard $0.05 per transaction
Dupaco Visa credit card $0.05 per transaction

 

Get Started

Open a checking account with free debit MoneyCard  
Open a VISA credit card

To be eligible for the pay co-opportunity on debit and VISA card transactions, you must meet Dupaco’s active checking definition, meet all other campaign eligibility requirements,
and use a Dupaco MoneyCard and/or VISA for transactions. Receive $0.05 for every transaction posted to your account from 1/01/18 – 9/30/18 (excludes ATM transactions).
Transactions may take up to 3 business days to post to your account.)


Thank Use: Your membership pays. See how!

 

Plan

Use your credit union to grow your finances and protect your possessions.
When you have an active checking account — and partner Dupaco Insurance Services and/or Dupaco Financial Services — you’ll be “thanked” in return!

Services UsedThank Use
Dupaco Insurance Services or Dupaco Financial Services $10
Dupaco Insurance Services and Dupaco Financial Services $25

 

Get Started

Get your free insurance quote  
Request your free financial review

To be eligible for the plan co-opportunity, you must meet Dupaco’s active checking definition, meet all other campaign eligibility requirements and have a minimum of one the following on 9/30/2018:
an existing policy holder with Dupaco Insurance Services or an existing account holder with Dupaco Financial Services. 

About Dupaco Insurance Services

Dupaco Insurance Services is only licensed in the states of Iowa, Illinois, Wisconsin, Minnesota, and Arizona.

Dupaco Insurance Services is a division of Dupaco Financial Services, Inc., a wholly-owned subsidiary of Dupaco Community Credit Union. The purchase of insurance is not required in conjunction with the granting of any particular credit union service and the products offered are not endorsed or insured by Dupaco Community Credit Union. Mutual funds, annuities, and other investments: are not deposits; are not insured by the NCUA or any other regulatory agency; are not obligations of, or guaranteed by Dupaco Community Credit Union or any other affiliated entity; are subject to investment risks, including possible loss of the principal amount invested.

About Dupaco Financial Services 

Securities and Advisory services offered through LPL Financial, a Registered Investments Advisor. Member FINRA/SIPC Insurance products offered through LPL Financial or its licensed affiliates. Dupaco Community Credit Union and Dupaco Financial Services are not registered broker/dealers and are not affiliated with LPL Financial. 

The investments products sold through LPL Financial are not insured Dupaco Community Credit Union deposits are not NCUA insured. These products are not obligations of Dupaco Community Credit Union and are not endorsed, recommended or guaranteed by Dupaco Community Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. 

Not NCUA Insured – Not Credit Union Guaranteed – May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Iowa, Wisconsin and Illinois.


Thank Use: Your membership pays. See how!

 

Access

An active checking account is your gateway to Dupaco’s convenient digital services — and up to $15 in Thank Use!
Eligible services include: eDelivery, Bright Track, Shine Online & Mobile banking, Picture Pay,
mobile deposit, direct deposit and video teller machines. 

Number of Services Used by 9/30/18Thank Use
3-4 services $5
5+ services $15

 

Get Started

Account alerts and eStatements (eDelivery)
Bright Track free credit monitoring
Shine Online and Mobile Banking
Picture Pay
Mobile Deposit
Direct Deposit
Video Teller Machines

For assistance activating or locating the services mentioned above, contact us at 800-373-7600, ext. 206.

To be eligible for the access co-opportunity, you must meet Dupaco’s active checking definition, meet all other campaign eligibility requirements and do 3 or more of the following:
between 01/01/18 – 09/30/18, use a video teller machine, use picture pay, use mobile deposit, or have a direct deposit item post; between 07/01/18 – 09/30/18 log into Shine online banking at least once;
on 09/30/18 be enrolled in Bright Track or be set-up for eDelivery (required eNotices enrollment, AND opted out of mailed monthly member statements, AND opted out of mailed monthly VISA statements, if a VISA cardholder).


Thank Use: Your membership pays. See how!

 

Improve

An active checking account enables you to participate in the Thank Use group goal.
This year we’re helping members improve and maintain their credit.
And if at least 83.3% of participating Dupaco Bright Track-enrolled members improve or maintain their credit scores,
you’ll receive an additional $10!

Get Started

Bright Track free credit monitoring 

To be eligible for the improve co-opportunity, you must meet Dupaco’s active checking definition, meet all other campaign eligibility requirements, be enrolled in Bright Track on 09/30/18, and log into Shine Online Banking
at least once between 07/01/18 – 09/30/18. . Group calculation based on members enrolled in Bright Track a minimum of 6 months (on or before 04/01/18).  

 

Thank Use: Your membership pays. See how!

 

QUALIFICATIONS: Personal member with an active personal checking account and a primary savings account minimum balance of $25.00 or more on 9/30/18.
INELIGIBILITY: The following are not eligible: personal members with a loan or deposit charge-off in 2018, personal members with a loan delinquent by 60 consecutive days or more on 9/30/18, or personal members with a negative checking account balance for 30 consecutive days or more  on 9/30/18; business members and trust members with an EIN; business accounts under personal memberships.
PAYOUT: Thank Use posts to the member’s primary savings account on 10/18/18 and may be reportable on IRS form 1099-MISC.
LIMITATIONS: To receive Thank Use, membership on 10/18/18 is required. Account relationships, deposit balances, and loan interest paid are based on a single member number and cannot be combined or shared with other member numbers.
ACTIVE PERSONAL CHECKING DEFINITION: Must meet one of the following qualifying criteria: a.) Set up direct deposit into your checking account, then have a total of 5 or more check, debit, or automated clearing house (ACH) transactions on that checking account within 90 consecutive days ending on 9/30/18. OR b.) Or, if you cannot direct deposit into your checking account, then have 10 check transactions, or 8 debit transactions, or 5 automated clearing house (ACH) transactions, or 3 bill pay transactions, on that checking account within 90 consecutive days ending on 9/30/18.

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Comments (8)
Appreciation
Christine
 • 165 days 20 hrs 15 mins 8 secs ago
I love this bank for all they do for us. It really shows how much they appreciate their members. I told one of my customers on my job about this bank and hope they have one in Dallas, TX cause they were going to google about them. Thank you for being the best bank ever!
 

Appreciation
Christine
 • 165 days 20 hrs 15 mins 8 secs ago
I love this bank for all they do for us. It really shows how much they appreciate their members. I told one of my customers on my job about this bank and hope they have one in Dallas, TX cause they were going to google about them. Thank you for being the best bank ever!
 

Thanks
Kim
 • 293 days 17 hrs 37 mins 10 secs ago
Thanks Dupaco for giving us a special gift for being a member. Appreciate it!
 

yous
Rachel
 • 294 days 6 hrs 22 mins 57 secs ago
thanks yous are a little extra money and a VERY nice way to say thank you for being a member. thank you dupaco
 

Appreciate
Carole
 • 294 days 12 hrs 46 mins 36 secs ago
I appreciate the great service I always receive at all of the DuPaco branches. This Thank You is a great way to show us (the members) that we are more than member number.
 

thanks
Lowell
 • 300 days 5 hrs 38 mins 46 secs ago
I enjoyed your program and look forward to the next one. thanks
 

Thank you!
Vicky O
 • 306 days 11 hrs 8 mins 20 secs ago
Am proud to be a Dupaco Member! Hopefully I can be even more fully involved in the future. Thank you!
 

Thank you!
Nancy
 • 327 days 12 hrs 21 mins 7 secs ago
Truly one of the best loyalty efforts I have ever seen. Proud to be a Dupaco Member!
 

Re: Thank you!
Dupaco Moderator
 • 324 days 18 hrs 16 mins 19 secs ago

Thanks Nancy, and we're proud to have YOU as our member!

 

Appreciation
Richard
 • 335 days 13 hrs 42 mins 49 secs ago
Many thanks to Dupaco for such opportunity.
 

Re: Appreciation
Dupaco Moderator
 • 330 days 15 hrs 48 mins 10 secs ago

You're very welcome Richard!

 

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