Our Thank Use campaign is a way to demonstrate the power of Dupaco’s member-owned, cooperative structure. The more members use Dupaco, the more everyone grows and benefits. Thank Use pays you for your participation—the more you use Dupaco, the more you’re thanked! When we work together everyone wins. See your share. Log in to Shine or Join Dupaco today!

Begin earning Thank Use with an active checking account

Activate a Dupaco checking account to begin earning Thank Use. Why does it matter? An active checking is a strong indicator of a member's commitment to their cooperative, so an active checking account is required to earn Thank Use for the co-opportunities you participate in.

Your checking will be considered active if you meet ONE of the qualifying criteria below:

• If you have direct deposit into your checking account, then have 5 or more check, debit, or automated clearing house (ACH) transactions on that checking account on or before 9/30/17
• If you do not have direct deposit into your checking account, then have 10 check transactions, or 8 debit transactions, or 5 automated clearing house (ACH) transactions, or 3 bill pay transactions on that checking account on or before 9/3017

To be eligible for Thank Use, you must meet Dupaco’s definition of having an active checking, and meet all other campaign eligibility requirements.

Don't have a Dupaco checking account yet? Open one today!

Build your savings balances and earn up to $75 in Thank Use!

See what you can save! During the Thank Use campaign, build your savings balances and you could earn up to $75 in Savings Thank Use when you also have an active checking. Qualifying deposits include savings, money market, IRA, term share certificate, and health savings accounts (checking balances are not included). Here's how it breaks out:

To be eligible for Thank Use on savings balances, you must meet Dupaco’s definition of having an active checking, meet all other campaign eligibility requirements, and have a balance of $500.00 or more in combined deposit accounts (savings, money market, IRA, term share certificate, and/or health savings) on 09/30/17. Checking account balances are not included.

Don't have a Dupaco savings account yet? Become a member today!

Bring your loans home to Dupaco and earn up to $75 in Thank Use!

Loans you bring to Dupaco are a co-opportunity to earn up to $75 in Loan Thank Use when you also have an active checking. Qualifying loans include: Auto, recreational vehicle, personal, home equity and mortgage. Here's how it breaks out:

To be eligible for Thank Use on loan balances, you must meet Dupaco’s definition of having an active checking, meet all other campaign eligibility requirements, and have a minimum of $500 in total qualifying loans (auto, recreational vehicle, personal, home equity, and/or mortgage) on 09/30/17.

Move your loans over to Dupaco; Apply online today!

Pay with your Dupaco card and earn $0.04 in Thank Use for each eligible transaction!

Reach for your Dupaco MoneyCard debit card and/or your Dupaco VISA credit card for purchases and you’ll be earning $0.04 for each eligible transaction with this Swipe co-opportunity if you also have an active checking account! Here's what your card swipes could potentially earn in Thank Use:

A Dupaco debit MoneyCard and a Dupaco VISA credit card give you free money management tools, with account alerts and access to Shine, where you can verify and search transactions on your cards.

To be eligible for Swipe Thank Use, you must meet Dupaco’s definition of having an active checking, and meet all other campaign eligibility requirements, and use a Dupaco MoneyCard and/or VISA for transactions. You’ll receive $0.04 for every transaction posted to your account from 1/01/17 – 9/30/17 (excludes ATM transactions). (Transactions may take up to 3 business days to post to your account.)

Start swiping; Apply for your Platinum or Rewards Visa credit card today!

Turn on eNotices and enroll in free eStatements to earn $20 in Thank Use!

Going green is your co-opportunity to earn green -- $20 in Thank Use for eDelivery! Here’s how:

And don't forget, to be eligible you must also have an active Dupaco checking account.

To be eligible for eDelivery Thank Use, you must meet Dupaco’s definition of having an active checking and meet all other campaign eligibility requirements, and: must be enrolled in eNotices, AND opted out of mailed monthly member statements, AND opted out of mailed monthly VISA statements (if a VISA cardholder) as of 9/30/17. 

Turn on eNotices and eStatements by logging into Shine Online Banking today!

When we work together, everyone wins!

Our group goal is a co-opportunity for all members to earn even more Thank Use. If the entire credit union surpasses 12.5 million swipes with Dupaco debit cards or credit cards, eligible members with an active Dupaco checking account will receive additional Thank Use!

Why does using your card matter? As a member-owned cooperative, the more members use Dupaco, the more everyone grows and benefits. Our group goal exemplifies just that. What’s more, our debit and credit cards give you free money management tools, with account alerts and access to Shine, where you can verify and search transactions on your cards.

To be eligible for Thank Use for the Swipe group co-opportunity: total consumer debit and credit transactions must reach or exceed 12.5 million using a Dupaco Moneycard and/or VISA posted between 1/01/17 – 9/30/17 (excludes ATM transactions), then, members who meet Dupaco’s definition of having an active checking, meet all other campaign eligibility requirements, and have a minimum of 100 Dupaco MoneyCard and/or VISA transactions posted to your account from 1/01/17 – 9/30/17 (excludes ATM transactions) will receive a bonus based on their transactions during that time period. (Transactions may take up to 3 business days to post to your account.) 

QUALIFICATIONS: Personal member with an active personal checking account and a primary savings account minimum balance of $25.00 or more on 9/30/17. 
INELIGIBILITY: The following are not eligible: personal members with a loan or deposit charge-off in 2017, personal members with a loan delinquent by 60 days or more as of 9/30/17, or personal members with a negative checking account balance for 30 or more days as of 9/30/17; business members and trust members with an EIN; business accounts under personal memberships.
PAYOUT: Thank Use posts to the member’s primary savings account on 10/19/17 and may be reportable on IRS form 1099-MISC. 
LIMITATIONS: To receive Thank Use, membership on 10/19/17 is required. Account relationship, loan and deposit balances, and number of transactions are based on a single member number and cannot be combined or shared with other member numbers. 
ACTIVE PERSONAL CHECKING DEFINITION: Must meet one of the following criteria: a.) If member has direct deposit into checking account, then 5 or more check, debit, or automated clearing house (ACH) transactions are required on or before 9/30/17 OR b.) If member does not have direct deposit into checking account, then member must have 10 check transactions, or 8 debit transactions, or 5 automated clearing house (ACH) transactions, or 3 bill pay transactions on or before 9/30/17.

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