Dupaco Thank UseYour Membership Pays

At a cooperative like Dupaco, you’re not just a member, you’re an owner. Active participation powers the credit union — you share in the success. The more you use Dupaco, the more you’re thanked with extra cash dividends.

Here's how you can earn:

Save

Save

Save

 

An active checking account enables you to unlock Thank Use through your use of the following Dupaco services.

 

Save

Build up your savings and earn up to $60. Here's what your savings balances could potentially earn you: 

Combined Savings BalancesThank Use
$1,000-$4,999.99 or $20
$5,000-$19,999.99 or $30
$20,000-$49,999.99 or $45
$50,000+ $60


To earn Thank Use in the Save category, member must meet campaign eligibility requirements and have a balance of $1,000 or more in combined deposit accounts
(savings, money market, IRA, term share certificate, and/or health savings) on 09/30/19. Checking account balances not included.



Thank Use: Your membership pays. See how!

 

Borrow

Earn up to $60 for interest paid on your loans. Here's how: 

Combined Loan Interest PaidThank Use
$100-$499.99 $20
$500-$1,999.99 $30
$2,000-$4,999.99 $45
$5,000+ $60


To earn Thank Use in the Borrow category, member must meet campaign eligibility requirements and have paid a minimum of $100 in total interest on qualifying loans
(auto, recreational vehicle, personal, home equity, and/or mortgage) from 01/01/19 - 09/30/19.

Thank Use: Your membership pays. See how!

 

Plan

Grow your finances and protect your possessions by partnering with the experts at Dupaco Insurance Services (DIS)
and Dupaco Financial Services (DFS). Choose one or both services and you’ll be “thanked” in return!

Services UsedThank Use
One $10
Two $25


To earn Thank Use in the Plan category, member must meet campaign eligibility requirements and have a minimum of one the following on 9/30/19:
Be a policy holder with Dupaco Insurance Services or an account holder with Dupaco Financial Services.

About Dupaco Insurance Services

Dupaco Insurance Services is only licensed in the states of Iowa, Illinois, Wisconsin, Minnesota, and Arizona.

Dupaco Insurance Services is a division of Dupaco Financial Services, Inc., a wholly-owned subsidiary of Dupaco Community Credit Union. The purchase of insurance is not required in conjunction with the granting of any particular credit union service and the products offered are not endorsed or insured by Dupaco Community Credit Union. Mutual funds, annuities, and other investments: are not deposits; are not insured by the NCUA or any other regulatory agency; are not obligations of, or guaranteed by Dupaco Community Credit Union or any other affiliated entity; are subject to investment risks, including possible loss of the principal amount invested.

About Dupaco Financial Services 

Securities and Advisory services offered through LPL Financial, a Registered Investments Advisor. Member FINRA/SIPC Insurance products offered through LPL Financial or its licensed affiliates. Dupaco Community Credit Union and Dupaco Financial Services are not registered broker/dealers and are not affiliated with LPL Financial. 

The investments products sold through LPL Financial are not insured Dupaco Community Credit Union deposits are not NCUA insured. These products are not obligations of Dupaco Community Credit Union and are not endorsed, recommended or guaranteed by Dupaco Community Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. 

Not NCUA Insured – Not Credit Union Guaranteed – May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Iowa, Wisconsin and Illinois.


Thank Use: Your membership pays. See how!

 

Pay

Earn 5 cents every time you swipe your Dupaco card. Here's how: 

Card UsedThank Use
Dupaco Debit MoneyCard $0.05 per swipe
Dupaco Visa Credit Card $0.05 per swipe


To be eligible for Thank Use on debit and Visa card transactions, you must meet Dupaco's active checking definition, meet all other campaign eligibility requirements, and use a Dupaco MoneyCard and/or Visa for transactions. Receive $0.05 for every transaction posted to your account from 1/01/19 – 9/30/19 (excludes ATM transactions). (Transactions may take up to 3 business days to post to your account.)


 Thank Use: Your membership pays. See how!


Access

Simplify and improve your financial life with Dupaco digital services! You’ll earn $5 dollars for each one of these featured services you use.

Services Used Thank Use
Bright Track $5
Mobile Deposit $5
eDelivery $5


For assistance activating or locating the services mentioned above, contact us at 800-373-7600, ext. 206.

To earn Thank Use in the Access category, member must meet campaign eligibility requirements and have a minimum of one of the following: use mobile deposit between 01/01/2019 – 09/30/19,
be enrolled in Bright Track on 9/30/19, and/or be set-up for eDelivery on 9/30/19 (requires member to be enrolled in eNotices AND opted out of mailed monthly member statements,
AND opted out of mailed monthly Visa statements, if a Visa cardholder).


Thank Use: Your membership pays. See how!

 

Participate

This is a special “thank you” for returning Thank Use participants.

Prior year of Thank Use participationThank Use
2 Years (2016 and/or 2017 and/or 2018) $5
3 Years (2016 and 2017 and 2018) $15


To earn Thank Use in the Participate category, member number must have been paid Thank Use in 2016 and/or 2017 and/or 2018.
If a member closed their Dupaco membership and rejoined, Thank Use paid on a past, closed member number will not apply.


Thank Use: Your membership pays. See how!

 

Group Participation Goal

Cooperate

If Thank Use participation reaches 53,500 members or more by 9/30/19, all eligible participants will receive an additional $10!

Participant GoalThank Use
53,500 members $10


To earn Thank Use in the Cooperate group goal category, member must meet campaign eligibility requirements and at least 53,500 Dupaco members must have earned Thank Use on 9/30/19.


Thank Use: Your membership pays. See how!

THANK USE QUALIFICATIONS: Personal member, age 18 or older as of 9/30/19, with an active personal checking account and a primary savings account with a minimum balance of $25 or more on 9/30/19.

INELIGIBILITY: The following are not eligible: personal members with a loan or deposit charge-off in 2019, those with a loan delinquent by 60 consecutive days or more on 9/30/19, or those with a negative checking account balance for 30 consecutive days or more on 9/30/19; business members and trust accounts with an EIN; business accounts under personal memberships.

PAYOUT: Thank Use posts to the member’s primary savings account on 10/17/19 and may be reportable on IRS form 1099-MISC.

LIMITATIONS: To receive Thank Use, Dupaco membership on 10/17/19 is required. Account relationships, deposit balances, loan interest paid, and Thank Use longevity are based on a single member number and cannot be combined or shared with other member numbers.

ACTIVE PERSONAL CHECKING DEFINITION: To be considered an active personal checking, an account must meet one of the following qualifying criteria: 1.) Direct deposit into the checking account, then have a total of 5 or more check, debit, or automated clearing house (ACH) transactions on that checking account within 90 consecutive days ending on 9/30/19. OR 2.) Have 10 check, or 8 debit, or 5 automated clearing house (ACH), or 3 bill pay transactions from the checking account within 90 consecutive days ending on 9/30/19.

 
Comments (9)
thank use
David C
 • 108 days 22 hrs 34 mins 20 secs ago
I've been a credit union member for awhile and I don't know how to enroll in thank use and I believe it would have given me money back for usage ... so how do I enroll or is it to late?
 

Re: thank use
Dupaco Moderator
 • 107 days 1 hr 40 mins 29 secs ago

Hello David, members are automatically enrolled into Thank Use when they have an active checking account. While it's too late to earn Thank Use this year (the campaign ended on September 30, 2018), we will be bringing Thank Use back in 2019, so stay tuned for information in January! If you have any questions on how to make your checking account active by 2019 to be eligible to earn Thank Use, please stop into a branch or give us a call at 800-373-7600, ext. 0.

 

thank use
David C
 • 108 days 22 hrs 34 mins 20 secs ago
I've been a credit union member for awhile and I don't know how to enroll in thank use and I believe it would have given me money back for usage ... so how do I enroll or is it to late?
 

Re: thank use
Dupaco Moderator
 • 107 days 1 hr 40 mins 29 secs ago

Hello David, members are automatically enrolled into Thank Use when they have an active checking account. While it's too late to earn Thank Use this year (the campaign ended on September 30, 2018), we will be bringing Thank Use back in 2019, so stay tuned for information in January! If you have any questions on how to make your checking account active by 2019 to be eligible to earn Thank Use, please stop into a branch or give us a call at 800-373-7600, ext. 0.

 

Appreciation
Christine
 • 321 days 4 hrs 28 secs ago
I love this bank for all they do for us. It really shows how much they appreciate their members. I told one of my customers on my job about this bank and hope they have one in Dallas, TX cause they were going to google about them. Thank you for being the best bank ever!
 

Thanks
Kim
 • 449 days 1 hr 22 mins 30 secs ago
Thanks Dupaco for giving us a special gift for being a member. Appreciate it!
 

yous
Rachel
 • 449 days 14 hrs 8 mins 17 secs ago
thanks yous are a little extra money and a VERY nice way to say thank you for being a member. thank you dupaco
 

Appreciate
Carole
 • 449 days 20 hrs 31 mins 56 secs ago
I appreciate the great service I always receive at all of the DuPaco branches. This Thank You is a great way to show us (the members) that we are more than member number.
 

thanks
Lowell
 • 455 days 13 hrs 24 mins 6 secs ago
I enjoyed your program and look forward to the next one. thanks
 

Thank you!
Vicky O
 • 461 days 18 hrs 53 mins 40 secs ago
Am proud to be a Dupaco Member! Hopefully I can be even more fully involved in the future. Thank you!
 

Thank you!
Nancy
 • 482 days 20 hrs 6 mins 27 secs ago
Truly one of the best loyalty efforts I have ever seen. Proud to be a Dupaco Member!
 

Re: Thank you!
Dupaco Moderator
 • 480 days 2 hrs 1 min 39 secs ago

Thanks Nancy, and we're proud to have YOU as our member!

 

Appreciation
Richard
 • 490 days 21 hrs 28 mins 9 secs ago
Many thanks to Dupaco for such opportunity.
 

Re: Appreciation
Dupaco Moderator
 • 485 days 23 hrs 33 mins 30 secs ago

You're very welcome Richard!

 

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