Privacy Policy

Notice of Privacy Practices for Dupaco Community Credit Union members and clients of Dupaco Financial Services and Dupaco Insurance Services:

Your Privacy is a Priority to Us
At Dupaco Community Credit Union, we are committed to safeguarding member information. Since your privacy is a priority to us, we will not share nonpublic information about you with third parties outside of the Dupaco corporate family, except as explained in our Privacy Policy.

FACTS WHAT DOES DUPACO COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Payment history and account balances
  • Transaction history and credit scores

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Dupaco Community Credit Union chooses to share, and whether you can limit this sharing.

 

Reasons we can share your personal information Does Dupaco Community Credit Union share? Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), response to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes No

For our affiliates' everyday business purposes— information about your transactions and experiences

Yes Yes

For our affiliates' everyday business purposes— information about your creditworthiness

No We don't share

For our affiliates to market to you

Yes Yes

For our nonaffiliates to market to you

Yes Yes

 

To limit our sharing Call (563) 557-7600 ext. 206. Our menu will prompt you through your choice(s).
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 

Questions? Call (563) 557-7600 ext. 206.

 

What we do

How does Dupaco Community Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Dupaco Community Credit Union collect my personal information?

We collect your personal information, for example, when you

    • apply for a loan or open an account
    • show your government-issued ID or make deposits or withdrawals from your account
    • make a wire transfer

We also collect your personal information for other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
    • sharing for affiliates’ everyday business purposes—information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include financial companies such as Dupaco Financial Services and Dupaco Insurance Services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include CUNA Mutual Group, First Community Trust, and Affinion Group.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include Affinion Group, First Community Trust, and CUNA Mutual Group.