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Have a check to deposit? Skip the trip to a branch and make the deposit right from your mobile phone! Dupaco’s mobile app is the free, easy and secure way to deposit checks on the go.

How to Set Up Mobile Deposit

To use mobile deposit, you must be a member whose Dupaco accounts have been in good standing for a minimum of 90 days and have Dupaco’s free app, version 2.0 or later.

You can download the app here for your Apple or Android phone:

For Apple Devices

Dupaco's App for Apple Devices QR code

For Android Devices

Dupaco's App for Android Devices QR code

How to Use Mobile Deposit

Making a mobile deposit is easy! Just follow these steps.

Endorse the back of your paper check with your signature and the words “For mobile deposit at Dupaco”.

Launch the app on your phone and log in to Shine Mobile Banking.

Select Mobile Deposit from the main menu and follow the prompts.

That’s it! The check will pass through certain checkpoints for validation and, if accepted, will be credited to your checking or primary savings account.

We recommend that you hold on to the check for 14 days after the full deposit has been posted to your account, then destroy it.

Funds Availability

Dupaco’s funds availability policies apply, with $225 available once the deposit is posted and the remainder in 2 business days.

Deposit MadeDeposit Posted to Your Account
Monday through Friday, 8 a.m. to 4 p.m. CTWithin 5 hours
Monday through Friday, after 4 p.m. CTBy 10 a.m. CT the next business day
Saturday, Sunday, and holidaysBy 10 a.m. CT the next business day

Learn More

If you have questions about mobile deposit or need assistance, please contact us at 800-373-7600 or 563-557-7600, ext. 0, or e-mail

View Mobile Deposit FAQ

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