Business 1st Rate Checking Account
Ready to put your business’ cash to work? Earn up to 3.00% APY* on your balance and keep your business growing—effortlessly. Designed for seasoned entrepreneurs and growing businesses, this account is ideal if you carry a larger balance and prefer fewer extras. It includes:
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No initial deposit requirements
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Up to 3.00% APY* on your balance to keep your funds working for you
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Ability to skip a $10 monthly fee by keeping your monthly balance above $5,000
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Access to Sweeps to automate saving for your business
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Free MoneyCard/Debit MasterCard with EMV chip and contactless payment technology
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Debit card fraud monitoring
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Fee-free withdrawals within the Privileged Status and CO-OP ATM Networks1
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Free Shine Online and Mobile Banking to monitor your cash flow, pay bills and more
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Customizable Shine Business Shared Access accounts for employees or accountants
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Customizable alerts by email or text on account activity, balances and more
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Mobile deposit and other business services
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Direct Connect to Quickbooks
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Low-cost check options
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Balance
|
Dividend Rate |
Annual Percentage Yield (APY)1 |
Min. to Open |
Min. to Earn |
| $100,000+ |
0.10% |
0.10% |
None |
$100,000 |
| $100,000+ |
0.10% |
0.10% |
None |
$25,000 |
| $5,000 - $24,999.99 |
2.96% |
3.00% |
None |
$5,000 |
| $0.01 - $4,999.99 |
0.00% |
0.00% |
None |
$0.01 |
Rates are effective as of 07/01/2025 and are subject to change without notice.
1APY= Annual Percentage Yield. Rates are variable and may change after opening the account. APY is accurate as of the last dividend declaration date. Fees could reduce account earnings.
1Unlimited ATM access at all Dupaco-owned ATMs. If you access other ATM’s you will not incur a surcharge from Dupaco unless you use your card more than eight times per month.
Business Free Checking Account
This simple and cost-effective account is designed for start-ups, small businesses or side hustles with lower balances and fewer transactions. Business Free Checking gives you digital tools and support you can count on for a seamless banking experience. It includes:
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No minimum balance requirement
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No monthly transaction, servicing or maintenance fees
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Access to Sweeps to automate saving for your business
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Free MoneyCard/Debit MasterCard with EMV chip and contactless payment technology
-
Debit card fraud monitoring
-
Fee-free withdrawals within the Privileged Status and CO-OP ATM Networks1
|
-
Free Shine Online and Mobile Banking to monitor your cash flow, pay bills and more
-
Customizable Shine Business Shared Access accounts for employees or accountants
-
Customizable alerts by email or text on account activity, balances and more
-
Mobile deposit and other business services
-
Direct Connect to Quickbooks
-
Low-cost check options
|
1Unlimited ATM access at all Dupaco-owned ATMs. If you access other ATM’s you will not incur a surcharge from Dupaco unless you use your card more than eight times per month.
Business Analysis Checking
This account is designed for seasoned businesses that carry a larger balance and handle a lot of transactions. You’ll get access to personalized guidance to navigate your unique business needs. Since these accounts require additional resources, they’re subject to minimal fees1. It includes:
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Ability to offset or minimize monthly fees by maintaining certain deposit balances1
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Access to personalized guidance to navigate your unique business needs
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Access to Sweeps to automate saving for your business
-
Free MoneyCard/Debit MasterCard with EMV chip and contactless payment technology
-
Debit card fraud monitoring
-
Fee-free withdrawals within the Privileged Status and CO-OP ATM Networks1
|
-
Free Shine Online and Mobile Banking to monitor your cash flow, pay bills and more
-
Customizable Shine Business Shared Access accounts for employees or accountants
-
Customizable alerts by email or text on account activity, balances and more
-
Mobile deposit and other business services
-
Direct Connect to Quickbooks
-
Low-cost check options
|
1Before you open a Business Analysis Checking account, we’ll help you calculate the expenses associated with it to help you determine whether it’s the right account option for your business.
2Unlimited ATM access at all Dupaco-owned ATMs. If you access other ATMs you will not incur a surcharge from Dupaco unless you use your card more than eight times per month.
