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Member Value
The more you use your membership, the more you could save
 
$0+ million
Total Thank Use participation dividends paid to member since 2016
0
Total free Credit History Lessons and Money Makeovers provided in 2020
$0+ million
Value provided to our members in 2021. That’s an average of $465 per member!
 
For each Dupaco product, members saved an estimated average of:
$0
Certificates of Deposit
$0
Savings Account
$0
Consumer Loan
$0
Checking Account
$0
Credit Card
$0
Home Equity
$0
Money Market Account
$0
Auto Loan
$0
Home Loan
Here's how to get the most out of your membership:

The amounts listed are for illustrative purposes only and do not constitute a cash payout, dividend, or bonus. The savings represent an annualized estimate a Dupaco member may have earned in dividends, or saved in fees and interest, compared to similar bank account(s) in Iowa, Wisconsin, and/or Illinois.

The mathematical formulas vary slightly by account type. Here’s how it breaks down:

  • For open loans, we used your current account balance
    Rate Benefit x Account Balance + Fee Benefit = Personal Savings
  • For term loans, we used your original balance
    12-month cumulative interest savings + Fee Benefit = Personal Savings
    Hint: The cumulative interest savings is based on your rate benefit, original balance and term of loan.
  • For deposit accounts, we used your current account balance
    Rate Benefit x Account Balance + Fee Benefit = Personal Savings

The rate benefit is the difference between your personal account rate and the average of similar accounts at banks in Iowa, Wisconsin, and/or Illinois. Hint: Business accounts were excluded from this calculation.

The fee benefit represents the difference between Dupaco’s account maintenance fees and the average of similar account maintenance fees at banks in Iowa, Wisconsin, and/or Illinois. Hint: Business accounts were excluded from this calculation.

We partnered with Curinos, a global data intelligence business, to acquire rates and fees from banks in Iowa, Wisconsin, and Illinois. We only compared our rates to banks with comparable rates, tiers and pricing to determine the average rate for each product type. Hint: Business accounts were excluded from these calculations.

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