Grow Your Savings Faster
Boost your APY to 3.25%* with a money market account
Want to travel, pursue hobbies or create memories with your favorite people? With Dupaco’s Achieve Money Market account, you could earn 3.25%* APY when you bring at least $25,000* in qualifying balances to Dupaco. Enjoy the freedom to savor the lifestyle you’ve earned, all while your money works hard for you in the background.
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Money Market Account Rates
Money Market Rates
Account Type Balance Tier Dividend Rate Annual Percentage Yield (APY)* Min. to Open* Min. to Earn Achieve Money Market $250,000-$1,000,000 3.20% 3.25% $25,000 $250,000 Achieve Money Market $100,000-$249,999.99 3.20% 3.25% $25,000 $100,000 Achieve Money Market $25,000-$99,999.99 3.20% 3.25% $25,000 $25,000 Achieve Money Market $0.01-$24,999.99 0.00% 0.00% $25,000 $25,000 *APY = Annual Percentage Yield. The rate is variable and may change after opening the account. APY is accurate as of the last dividend declaration date.
The $25,000.00 required to open this account must be funded with “New Money” or “Eligible Term-Share Certificate Maturity Funds.” New Money is defined as funds that have not been on deposit with Dupaco Community Credit Union within the past 180 days. Eligible Term-Share Certificate Maturity Funds are defined as funds from a Dupaco Community Credit Union Term-Share Certificate that matured not more than 10 calendar days prior to depositing them into the Achieve Money Market Account. The minimum balance to earn the APY is $25,000.00. As of, 10/1/25, the tiered variable rate structure is as follows: $0.00-$24,999.99 at 0.00% APY, $25,000.00-99,999.99 at 3.25% APY; $100,000.00-$249,999.99 at 3.25% APY, $250,000- $1,000,000.00 at 3.25%.
Business accounts are excluded, and public funds are not accepted in the Achieve Money Market account. This account is limited to a maximum of one Achieve Money Market account per member. Maximum deposits may apply. Fees could reduce earnings. Rates, terms, and conditions are subject to change at any time.
THE BENEFITS
Plan for the future. Live in the now.
Access your money when you need it
You can’t write checks from these accounts, but you can withdraw funds in person or online any time.**
Higher dividend rates
A money market account provides a higher dividend rate than your average savings account, boosting your money’s earning potential.
Federally insured up to $250,000
Feel confident knowing your deposits are federally insured up to $250,000 by the National Credit Union Administration.
Tiered dividend rates
Dupaco offers tiered dividend rates. The larger your money market balance, the more you could earn.
Your money makes a big impact
Did you know that your deposits have a ripple effect on members like you, and the communities you call home? Unlike banks and other financial institutions, our earnings are returned directly to our member-owners in the form of lower loan rates, higher dividends on deposits, lower fees and many other member-exclusive benefits.
**Minimum withdrawal $250. No penalties for withdrawals made in-branch.