skip to Main Content

Unlock your home's potential

Maximize your equity with a low 4.99% introductory APR1 for 6 months and after that, a variable rate as low as 8.00% APR1

Big dreams for your family? Whether it’s a home upgrade or adventures that connect, your home’s equity can unlock the possibilities.

Apply todayExplore the benefits

 
The benefits
Dream it, do it. We've got you covered.

Access your money when you need it

Access the funds as you need them—and only pay interest on what you borrow.

Just cash. No fees.

You won’t pay any annual, application, maintenance or transaction fees2.

24/7 access

Access your cash anytime, anywhere through Shine Online or Mobile Banking.

Borrow with confidence

Enjoy peace of mind with our dependable payment protection options.

We’ll cover your closing costs

Yep, we’ll even pay your closing costs—up to $3502.

 
As a not-for-profit financial cooperative, we put people (that’s you!) before profits. Since 1948, we’ve been on a mission to help you build a life worth loving, creating brighter community for all.

Questions
Have questions? Need help?
Give us a call at 800-373-7600, ext. 307.

 

1Intro rate available only for qualifying borrowers with a 675 credit score or higher, up to a max of 85% LTV, who open up a new Home Equity Line of Credit. The 4.99% introductory APR expires 6 months after the date the account is opened, at which time the APR will increase to the non-discount variable rate as low as 8.00% and based on credit score and combined loan-to-value (total mortgage balances divided by the total value of the house) as determined at time of account opening. If the member does not qualify for the introductory rate, then the applicable APR is a variable rate ranging from 8.00% to 12.50% APR based on credit score and combined loan-to-value. Rates and introductory APR are accurate as of 4/1/2024 and subject to change. The maximum annual percentage rate that can apply is 21.00% APR or the maximum permitted by law, whichever is less.

2Closing costs may range from $175-$800 of which Dupaco will pay up to a maximum of $350, however, the credit union may recoup its closing costs up to $350 if the loan is closed within 30 months of opening. There is no application, annual, maintenance or transaction fees associated with this account. Property insurance is required. This is a limited-time offer and is subject to meeting credit criteria.

Search