Money Market Rates
| Account Type |
Balance Tier |
Dividend Rate for 1st 6 Months |
Annual Percentage Yield (APY)* for 1st 6 Months |
Dividend Rate After Promotional Period |
APY* After Promotional Period |
Min. to Open |
Min. to Earn |
| Achieve Money Market |
$250,000-$1,000,000 |
4.00% |
3.66% |
3.20% |
3.25% |
$25,000 |
$250,000 |
| Achieve Money Market |
$100,000-$249,999.99 |
4.00% |
3.66% |
3.20% |
3.25% |
$25,000 |
$100,000 |
| Achieve Money Market |
$25,000-$99,999.99 |
4.00% |
3.66% |
3.20% |
3.25% |
$25,000 |
$25,000 |
| Achieve Money Market |
$0.01-$24,999.99 |
0.00% |
0.00% |
0.00% |
0.00% |
$25,000 |
$25,000 |
*APY=Annual Percentage Yield. The promotional rate will be in effect for 180 days from the date of the initial $25,000.00 minimum deposit. After the 180-day promotional period, the account will automatically convert to the standard variable rate tiers as noted in the standard money market rate table above, which may change at any time.
The $25,000.00 required to open this account must be funded with “New Money” or “Eligible Term-Share Certificate Maturity Funds.” New Money is defined as funds that have not been on deposit with Dupaco Community Credit Union within the past 180 days. Eligible Term-Share Certificate Maturity Funds are defined as funds from a Dupaco Community Credit Union Term-Share Certificate that matured not more than 10 calendar days prior to depositing them into the Achieve Money Market Account. The minimum balance to earn the APY is $25,000.00. As of, 8/24/26, the tiered introductory rate structure is as follows: $0.00-$24,999.99 at 0.00% dividend rate and 0.00% APY; $25,000.00-99,999.99 at 4.00% dividend rate and 3.66% APY; $100,000.00-$249,999.99 at 4.00% dividend rate and 3.66% APY; $250,000- $1,000,000.00 at 4.00% dividend rate and 3.66% APY.
Business accounts are excluded, and public funds are not accepted in the Achieve Money Market account. This account is limited to a maximum of one Achieve Money Market account per member. Maximum deposits may apply. Fees could reduce earnings. Rates, terms, and conditions are subject to change at any time.
