Borrowing from a HELOC Calculator

LIMITED-TIME RATE
1.99% intro APR¹ for the first 3 months.
After that, a variable rate as low as 6.25% APR¹ will apply.

Apply for a new HELOC or bring one you have with another lender. Together, we’ll manage the payoff process, and Dupaco will cover up to $350¹ in costs.

Apply today

¹Intro rate available only for qualifying borrowers with a 675-credit score or higher, up to a max of 85% combined loan-to-value, who open up a new Home Equity Line of Credit. The 1.99% introductory APR expires 3 months after the date the account is opened, at which time the APR will increase to the non-discount variable rate as low as 6.25% APR and based on credit score and combined loan-to-value (total mortgage balances divided by the total value of the house) as determined at time of account opening. If the member does not qualify for the introductory rate, then the applicable APR is a variable rate ranging from 8.00% to 10.75% APR based on credit score and combined loan-to-value. Rates and introductory APR are accurate as of 3/1/26 and subject to change. The maximum annual percentage rate that can apply is 21.00% APR or the maximum permitted by law, whichever is less. Closing costs may range from $175-$800 of which Dupaco will pay up to a maximum of $350, however, the credit union may recoup its closing costs up to $350 if the loan is terminated within 30 months of opening. There is no application, annual, maintenance or transaction fees associated with this account. Property insurance is required. This is a limited time offer and expires 7/31/26 and is subject to meeting credit criteria.