Should You Refinance? Let's Find Out Together.
Refinancing could lower your monthly payment, shorten your term or help you tap into your home's equity. But it's not a one-size-fits-all move. At Dupaco Credit Union, we start by listening to your goals. We’ll walk through your options together and see what makes sense for you.
Get Clarity on Refinancing
Guidance
Our experts put you first by providing clear guidance on how refinancing could benefit you.
Support
We provide dedicated support whether you’re ready to act now or are still just exploring.
Confidence
Gain the confidence that you’re making the right decision for your life and your goals.
Partnership
Work with a partner focused on your long-term financial well-being and your future success.
Get Mortgage Help When You're Ready
Talk with a Dupaco mortgage expert to walk through your questions and see what different paths could look like.
Home Rates
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Home Refinance Rates
Home Loan Refinance
Term Rate Points APR *Payment Example Refinance: 30-Year Fixed Conventional $832,750 or less 6.000% 0.00% 6.049% $4992.76 Refinance: 30-Year Fixed Conventional $300,000 or less 6.000% 0.00% 6.072% $1798.65 Refinance: 30-Year Fixed Conventional $200000 or less 5.875% 0.00% 5.966% $1183.22 Refinance: 30-Year Fixed Conventional $100000 or less 5.750% 0.00% 5.896% $ 583.65 Refinance: 20-Year Fixed Conventional 5.875% 0.00% 6.021% $1063.86 Refinance: 15-Year Fixed Conventional 5.500% 0.00% 5.623% $1225.63 Rates are effective as of 04/22/2026. Rates may be as low as quoted rates - other terms and conditions may apply. For other loan amounts, terms, and rates please contact the Dupaco Mortgage Team. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time.
*Payment example does not include taxes and insurance premium(s). Actual payment obligation can be greater. The APR is based on $150,000 loan amount, unless otherwise noted.
Rate quotes reflect 30 day rate lock and expire at 3pm Central Time daily.
Rates assume owner occupied - primary and secondary residence only, rate/term refinance. Rates are based on minimum credit score of 760 and 75% loan to value (ltv). Rate/Term Refinance Transaction.
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $832750 for a single-family home in most states. For available terms please contact our Mortgage Team at 1.800.383.1700 ext. 204.