Buying a Home? Let's Make Sure It's the Right Move.
Buying a home is exciting. But it also comes with big decisions. At Dupaco Credit Union, we start by listening. We’ll help you understand your options, how much home you can afford and what the long-term financial picture looks like—so when you’re ready, you can make the move that’s right for you.
Guidance to Help You Buy with Confidence
Expertise
Our local mortgage experts provide tailored guidance to help you understand all of your home loan options.
Clarity
Get clear answers that help you avoid common homebuying mistakes so you feel prepared for every step.
Confidence
Gain the confidence you need to ensure you’re making the right home decision for your life.
Support
We offer dedicated support whether you’re ready to buy your home now or are still just planning.
Get Mortgage Help When You're Ready
Talk with a Dupaco mortgage expert to walk through your questions and see what different paths could look like.
Home Rates
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Home Loan Rates
Home Loans
Term Rate Points APR *Payment Example Mortgage Rate Relief Program for qualified Borrowers *** 5.125% 0.00% 5.196% $ 816.73 Purchase: 30-Year Fixed Conventional $832,750 or less 6.000% 0.00% 6.037% $4992.76 Purchase: 30-Year Fixed Conventional $300,000 or less 6.000% 0.00% 6.061% $1798.55 Purchase: 30-Year Fixed Conventional $200,000 or less 5.875% 0.00% 5.954% $1183.22 Purchase: 30-Year Fixed Conventional $100,000 or less 5.750% 0.00% 5.884% $ 583.65 Purchase: 20-Year Fixed Conventional 5.875% 0.00% 6.005% $1063.86 Purchase: 15-Year Fixed Conventional 5.500% 0.00% 5.623% $1225.63 Rates are effective as of 04/22/2026. Rates may be as low as quoted rates - other terms and conditions may apply. For other loan amounts, terms, and rates please contact the Dupaco Mortgage Team. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time.
*Payment example does not include taxes and insurance premium(s). Actual payment obligation can be greater. The APR is based on $150,000 loan amount, unless otherwise noted.
Rate quotes reflect 30 day rate lock and expire at 3pm Central Time daily.
Rates assume owner occupied - primary and secondary residence only. Rates are based on minimum credit score of 760 and 75% loan to value (ltv).
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $832750 for a single-family home in most states.
***Mortgage Rate Relief Loan Program for qualifying borrowers with income at or below 80% Area Median Income according to FHFA Underserved Area Data. Purchase Primary residence 1-4 Family dwelling. For available terms, please contact our Mortgage Team at 1.800.373.7600 ext. 204.
"This is my second mortgage with Dupaco. The process was easy and painless. They worked with me every step of the way to make this dream happen."
"I truly had the most incredible experience. No complaints."
"I was completely satisfied with every level of communication and every staff member encountered!"
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