Low variable Annual Percentage Rate (APR), no balance transfer or annual fees, local servicing… Dupaco’s Platinum Visa is perfect for all of your everyday spending needs.
Even better, you’ll get an introductory 2.90%1 APR on all balances transferred from your “other” credit cards for the first six months. After that, you’ll receive 12.50% to 19.50%1 APR based on credit worthiness.
Submit your online application for a Dupaco Platinum Visa.
After submitting your application, we’ll review it and be in touch.
Transfer your high interest credit card balances to your new Dupaco Platinum Visa.
Open a Dupaco checking account (choose from two great options) and have your refund sent right there. Just add this info to your tax form:
Hint: Don’t forget! Use giveback code CHECK300 during account setup and complete the qualifying steps2 to get $3002 deposited into your new checking account.
We offer two great checking accounts: One that saves you money and one that earns you up to 3.00% APY1 just for keeping a balance. Whichever you choose, we’ll deposit $3002 back into your new account. Just enter the giveback code CHECK300 during account setup.
| Balance | Dividend Rate | Annual Percentage Yield (APY)1 | Min. to Open | Min. to Earn |
|---|---|---|---|---|
| $100,000+ | 0.10% | 0.10% | None | $100,000 |
| $100,000+ | 0.10% | 0.10% | None | $25,000 |
| $5,000 - $24,999.99 | 2.96% | 3.00% | None | $5,000 |
| $0.01 - $4,999.99 | 0.00% | 0.00% | None | $0.01 |
Rates are effective as of 07/01/2025 and are subject to change without notice.
1APY = Annual Percentage Yield. The rate is variable and may change after opening the account. APY is accurate as of the last dividend declaration date.
No hassles or unexpected charges, and no hoops to jump through. Dupaco’s Free Checking is as straightforward as it gets.
No minimum to open
No monthly service charges
No minimum monthly balance requirement
Unlimited check writing and deposits
Free Online & Mobile Banking services
Free Dupaco MoneyCard debit MasterCard with EMV chip technology
*For new cardholders, the 2.90% annual percentage rate (APR) balance transfer introductory rate is valid for new cardholders’ balance transfers that post to your Dupaco Platinum Visa during the first 90 days following the opening of Dupaco Platinum Visa. The 2.90% introductory annual percentage rate (APR) expires six months from the date of your first balance transfer, at which time the APR will revert back to the current standard APR, which effective 1/1/2026 is a variable rate from 12.50% APR to 19.50% APR based on your creditworthiness. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period on purchases, and no annual fees or participation fees. Other fees include: Cash advance fee—$10.00 or 3.00% of the amount of each cash advance, whichever is greater; foreign transaction fee—1.00% of each transaction in US dollars; late payment fee is $15.00 or the minimum due, whichever is less if you are four (4) or more days late; returned payment fee—up to $25. Offer valid only on Dupaco Platinum Visa.
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Heads up! This link leads to a different website.
We only do this when it's helpful for you. But we must inform you that Dupaco isn't responsible for the site's content, products, services, policies or sponsors. Also, Dupaco's Privacy Policy does not apply to third-party sites. So, if you have concerns, please look at its privacy disclosures.
