Share certificate or CD investment: When to cash in early
When you save through a CD investment or term-share certificate, you’re usually in it for the long haul. That’s because you’ll pay penalties for...
If you’ve been paying yourself first and growing your savings, congratulations!
Eventually, you might reach a point where a traditional savings account isn’t enough, because other avenues can help you save even more.
One saving strategy—a money market account. Knowing how Dupaco’s money market accounts work can help you decide whether it’s a good fit for you.
The more you save, the more interest you earn compared to a traditional savings account. You typically start reaping the benefits of a money market account once you’ve saved at least $2,500.
Don’t have that much saved yet? You can get there by creating a Savings Goal within Shine Online or Mobile Banking.
Just like a regular savings account, you can make deposits any time in person, through payroll deduction or by account transfer.

Unlike a term-share certificate, you don’t have to commit to saving for a set period. If you have a certificate that’s about to end and don’t want to keep your funds locked up, this can be a great option.
You can withdraw money (a minimum of $250) any time.
You aren’t hit with fees if your balance decreases.
Our money market accounts are a member benefit—for both new and existing members. You don’t have to bring new money to the credit union to take advantage of our competitive, consistent rates.
Your funds are federally insured by the National Credit Union Administration.
When you save through a CD investment or term-share certificate, you’re usually in it for the long haul. That’s because you’ll pay penalties for...
Updated on Aug. 22, 2025, at 1:41 p.m. CT What if your savings could be working harder for you?
Every parent dreams of a bright future for their children. And one of the best ways to support those dreams is by saving for their future needs. ...
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Heads up! This link leads to a different website.
We only do this when it's helpful for you. But we must inform you that Dupaco isn't responsible for the site's content, products, services, policies or sponsors. Also, Dupaco's Privacy Policy does not apply to third-party sites. So, if you have concerns, please look at its privacy disclosures.