Dupaco’s Holiday Club helps members save year-round and spend smarter this season

DUBUQUE, Iowa— Systematic saving continues to pay off for Dupaco Credit Union members. Through the credit union’s popular Holiday Club savings account, members collectively saved $5,806,201.00 in 2025. On average, each participating member saved $1,151.11, helping them prepare for holiday expenses without relying on credit cards or last-minute borrowing.

Dupaco’s Holiday Club is designed to make saving simple and automatic. Members regularly transfer money into a designated account throughout the year, and on October 31, the balance—plus earned dividends—is automatically deposited into their checking account, just in time for the holiday season.

“The habit of systematically saving money is a core principle of Dupaco,” said Joe Hearn, Dupaco President and CEO. “Through Dupaco tools like our Holiday Club, we’re helping members plan ahead, avoid post-holiday debt and enjoy the season with peace of mind. It’s a simple but powerful way to build financial confidence.”

To help members make the most of their savings and spend wisely this season, Dupaco shares a holiday budget guide that can be found at dupaco.com/holiday-club.

A few tips to keep costs in check—without sacrificing the spirt of giving, include:

• Draw names for a gift exchange to reduce costs while making gifts more meaningful
• Plan ahead to take advantage of deals and avoid last-minute overspending
• Sign up for store emails to access exclusive discounts and sale alerts
• Focus on experiences and heartfelt gifts to celebrate the season without overspending

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ABOUT DUPACO CREDIT UNION

Dupaco Community Credit Union is a not-for-profit, member-owned financial cooperative headquartered in Dubuque, Iowa. It is dedicated to the financial well-being of its members, and specializes in personalized financial counseling, money advice and education. It offers savings, loans, investments, insurance and wealth management products for individuals and businesses. Dupaco serves residents in 118 counties throughout Iowa, northwest Illinois and southwest Wisconsin. Founded in 1948 by ten Dubuque Packing Company employees, membership has grown to more than 177,000 with assets exceeding $3.6 billion. It has over 600 employees and 23 branch office locations. Learn more at www.dupaco.com.