Open a Dupaco checking account and we'll give you $150* cash.
Enter giveback code PLUS150 during account setup to redeem.
We’re Dupaco — a not-for-profit financial cooperative that puts people (that’s you!) before profits. We’re the financial home of more than 135,000 member-owners, and we work hard every day to serve and enrich the lives of each and every one of them.
So when you open a checking account with us, you’re joining as our newest member-owner. And we can’t think of a better way to celebrate a new membership than with $150* cash. Sound good? Let’s get started!
Whatever your checking needs are, we've got you covered.
We offer two great checking accounts to choose from. And whichever you choose, we’ll deposit $150* back into your new account. Just enter the giveback code PLUS150 during account setup.
No hassles or unexpected service charges, and no hoops to jump through. Dupaco’s Free Checking is as straightforward as it gets.
- No minimum to open
- No monthly service charges
- No minimum monthly balance requirement
- Unlimited check writing and deposits
- Free Online & Mobile Banking services
- Free Dupaco MoneyCard debit MasterCard with EMV chip technology
You work hard for your money. Isn’t it about time your money starts working as hard for you? With a Dupaco 1st Rate Checking account, it will.
- No minimum to open
- Tiered interest on accounts with a minimum monthly balance of $5,000
- No monthly service fee with an average monthly balance of $5,000 (otherwise a $10 fee per month)
- After 125 accumulative transactions of checks written or deposits made per month, $0.20 will be charged per item for each additional check written or deposit made
- Free Online & Mobile Banking services
- Free Dupaco MoneyCard debit MasterCard (with EMV chip)
Current Rates
| Balance | Dividend Rate | Annual Percentage Yield (APY)1 | Min. to Open | Min. to Earn |
|---|---|---|---|---|
| $100,000+ | 0.15% | 0.15% | None | $100,000 |
| $25,000 - $99,999.99 | 0.15% | 0.15% | None | $25,000 |
| $5,000 - $24,999.99 | 0.10% | 0.10% | None | $5,000 |
| Less than $5,000 | N/A | N/A | None | N/A |
| Rates are effective as of 04/01/2023 and are subject to change without notice. 1Checking Rates: Dividends and annual percentage yields (APY) accurate as of the last dividend declaration date. The dividend rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account. |
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The benefits are endless
Your new Dupaco checking account makes you a member and owner of the credit union. And that comes with plenty of free perks, including:
Hint: Don’t forget to enter giveback code PLUS150 during account setup to get $150* deposited into your new checking account!
*CASH PAYOUT: $150 deposited to Dupaco checking account within 3-5 business days after active checking definition met. Account opening subject to qualification and approval. Existing checking accounts excluded. This offer is limited to a maximum of one Dupaco checking account per person, regardless of how many accounts a person is the primary owner on, and cannot be combined with other checking account offers. Checking account balance of $0 or more required at the time of cash payout. 1099 INT issued for cash payouts and members are responsible for applicable taxes. Cash payout forfeited if account is closed within nine months. Dupaco membership required. You can join if you live or work within our charter area or have a family member who is a Dupaco member, and you make an initial $25 savings deposit. Other offer restrictions may apply. Offer expires August 31, 2021.
ACTIVE CHECKING DEFINITION: Within 90 days of account opening, either: a) Set up direct deposit to your checking account, and have a total of five or more check, debit or automated clearing house (ACH) transactions on that checking account, OR b) If you cannot directly deposit to your checking account, then have ten check transactions, or eight debit transactions, or five ACH transactions or three bill pay transactions on that checking account.
As of the last dividend declaration date, checking account Annual Percentage Yields are: Free checking 0.0% APY; First Rate checking based on daily balances; $5,000-$24,999.99, at 0.05% APY, $25,000-$99,999.99 at 0.10% APY,and $100,000.00 and up at 0.15% APY. Rates are variable and may change after account is opened. Fees could reduce account earnings.
