If your checking account falls short, we're here to help
Have you ever tried to purchase something or make a payment, only to find that there wasn’t enough money in your checking account to cover the transaction? That’s called an overdraft. When finances are tight or you’ve made a mistake, the last thing you want is the inconvenience and embarrassment of having a transaction refused, not to mention the extra cost of expensive merchant fees.
Here’s how we help our members out with overdraft protection when their checking accounts fall a little short.
Be your own backup
Link your checking account to a Dupaco savings account or other designated account and set up automatic savings transfer. If your checking account is ever in danger of becoming overdrawn, money will automatically transfer from your linked account to cover the shortfall.
If you don’t have enough money in savings for an automatic transfer, our Overdraft Privilege service can serve as your backup plan.
To set up automatic savings transfer, give us a call at 800-373-7600 or email us at firstname.lastname@example.org.
We'll watch out for you, too
Our Overdraft Privilege service will pay overdrafts up to $700 on qualified member checking accounts. That means we’ll honor your check or transaction amount and you will be charged a non-sufficient funds (NSF) fee. If your account is set up for automatic savings transfer, Overdraft Privilege will only be used if you do not have sufficient savings to cover your overdraft.
Read more: Avoiding Overdrafts and Overdraft Fees
Learn more about your overdraft protection options
For assistance or more information, give us a call at 800-373-7600 or email us at email@example.com.