Boat & RV Loans

A Dupaco auto loan for your boat or RV can bring you a little closer to the great outdoors!

Dupaco offers multiple avenues for applying for a loan for new or used boats, RVs, and their trailers, including online and in-branch application and refinancing. Dupaco also offers financing for autos and motorcycles as well as other recreational vehicles. If you're ready to get the ball rolling, apply online and receive an instant 24-hour approval*!

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*Approval subject to credit qualification. Response times may vary. In some instances, members may be asked to contact the credit union before a decision is made on their application.

Your boat or RV loan financing and refinancing options

Want to benefit even more on your financing? Choose how much you want to pay each month and when you want to pay it with Dupaco’s Pick-A-Payment program. Consider paying weekly or bi-weekly for maximum savings and spend less on interest over the life of your loan.Choose from several ways to finance or refinance nearly any type of vehicle. When you bring an existing loan, currently financed with another lender, back home to Dupaco, you'll receive a great Dupaco rate, and a variety of loan terms to choose from, with personalized service you can count on. Dupaco is a not-for-profit credit union with better-than-traditional rates among the area's best. Plus, lower your loan rate through our Cooperative Loan Giveback, which rewards you with rate discounts for your credit union loyalty. See more information under the Rates tab below.

Dupaco makes applying for an auto loan a painless process, with several appointment choices. Simply give our Consumer Loans department a call at 800-373-7600 / 563-557-7600, extension 202, or stop into your nearest branch!

 
 

Boat/RV Loan Rates & Information

It pays to borrow from Dupaco. Thanks to our Cooperative Loan Giveback, you can receive bonus loan rate discounts off our already low rates. The more business you do with us, the more we can afford to return to you in the form of an even lower loan rate. Here are the relationship tiers used to determine Cooperative Giveback Pricing:

0.15% Rate Discount: Savings, Checking & Automatic Payment
0.30% Rate Discount: Savings, Checking, $1,500 or more in a savings or loan account, direct deposit & automatic payment
0.45% Rate Discount: Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card & any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan

Vehicle, Motorcycle, Boat & RV Loan Rates3

Current as of: 3/25/2017
Loan Program Term Annual Percentage Rate (As Low As)1 Cooperative Giveback Rate (As Low As) 2
2015-17 Model Year 24 Months 2.99% APR 2.54% APR
2015-17 Model Year 36 Months 2.99% APR 2.54% APR
2015-17 Model Year 48 Months 2.99% APR 2.54% APR
2015-17 Model Year 60 Months 2.99% APR 2.54% APR
2015-17 Model Year 72 Months 3.24% APR 2.79% APR
2015-17 Model Year 84 Months 3.99% APR 3.54% APR
Loan Program Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
2013-14 Model Year 24 Months 2.99% APR 2.54% APR
2013-14 Model Year 36 Months 2.99% APR 2.54% APR
2013-14 Model Year 48 Months 2.99% APR 2.54% APR
2013-14 Model Year 60 Months 2.99% APR 2.54% APR
Loan Program Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
2011-12 Model Year 24 Months 3.85% APR 3.40% APR
2011-12 Model Year 36 Months 3.99% APR 3.54% APR
2011-12 Model Year 48 Months 3.99% APR 3.54% APR
Loan Program Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
2008-10 Model Year 24 Months 4.99% APR 4.54% APR
2008-10 Model Year 36 Months 4.99% APR 4.54% APR
1Auto Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Rates are subject to change without notice. Mini-Max Loans: Add 1% to conventional rates.
2Cooperative Loan Discount Rates:To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .15% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .30% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .45% discount.
3Auto loan payment example for illustrative purposes only: If you borrow $10,000 at 2.99% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $179.65. Over the life of the loan you will pay $778.48 interest.

 
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