Boat & RV Loans

Your next adventure starts here!

Living your dream just got easier. That's because Dupaco offers you simple, cost-effective financing options for new and used boats, RVs, trailers, accessories, and more. Apply online and your loan could be approved within 24- hours*!

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*Approval subject to credit qualification. Response times may vary. In some instances, members may be asked to contact the credit union before a decision is made on their application.

Your boat or RV loan financing and refinancing options

Want to benefit even more on your financing? Choose how much you want to pay each month and when you want to pay it with Dupaco’s Pick-A-Payment program. Consider paying weekly or bi-weekly for maximum savings and spend less on interest over the life of your loan.Choose from several ways to finance or refinance nearly any type of vehicle. When you bring an existing loan, currently financed with another lender, back home to Dupaco, you'll receive a great Dupaco rate, and a variety of loan terms to choose from, with personalized service you can count on. Dupaco is a not-for-profit credit union with better-than-traditional rates among the area's best. Plus, lower your loan rate through our Cooperative Loan Giveback, which rewards you with rate discounts for your credit union loyalty. See more information under the Rates tab below.

Questions?
Contact our Consumer Loans department at 800-373-7600 / 563-557-7600, extension 202, or visit your nearest branch!

 
 

Boat/RV Loan Rates & Information

It pays to borrow from Dupaco. Thanks to our Cooperative Loan Giveback, you can receive bonus loan rate discounts off our already low rates. The more business you do with us, the more we can afford to return to you in the form of an even lower loan rate. Here are the relationship tiers used to determine Cooperative Giveback Pricing:

0.15% Rate Discount: Savings, Checking & Automatic Payment
0.30% Rate Discount: Savings, Checking, $1,500 or more in a savings or loan account, direct deposit & automatic payment
0.45% Rate Discount: Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card & any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan

Boat & RV Loan Rates2

Current as of: 11/21/2017
Loan Amount Term Annual Percentage Rate (As Low As)1 Cooperative Giveback Rate (As Low As)3
$10,000-24,999 36 Months 4.49% 4.04%
$10,000-24,999 48 Months 4.74% 4.29%
$10,000-24,999 60 Months 4.99% 4.54%
Loan Amount Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
$25,000-49,000 60 Months 4.49% 4.04%
$25,000-49,000 72 Months 4.74% 4.29%
$25,000-49,000 84 Months 4.99% 4.54%
Loan Amount Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
$50,000+ 60 Months 4.24% 3.79%
$50,000+ 72 Months 4.49% 4.04%
$50,000+ 84 Months 4.74% 4.29%
1Boat & RV Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Rates are subject to change without notice.
2Boat & RV loan payment example for illustrative purposes only: If you borrow $50,000 at 4.24% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $926.25. Over the life of the loan you will pay $5,575.08 in interest.
3Cooperative Loan Discount Rates:To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .15% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .30% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .45% discount.

Balloon Loan Rates for Boats & RVs2

Current as of: 11/21/2017
Loan Amount Term Annual Percentage Rate (As Low As)1 Cooperative Giveback Rate (As Low As)3
$25,000+ 5 Years 4.99% 4.54%
50,000+ 10 Years 5.49% 5.04%
1Boat & RV Loan Balloon Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Optional 15 year and 20 year financing available with a minimum of 20% cash down. Rates are subject to change without notice.
2Boat & RV loan payment example for illustrative purposes only: If you borrow $50,000 at 4.24% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $926.25. Over the life of the loan you will pay $5,575.08 in interest.
3Cooperative Loan Discount Rates:To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .15% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .30% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .45% discount.

 
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Dupaco's VISA credit card has a low rate for six months