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Service that stays local
Get $500* off your closing costs!

We’re giving back $500* to members who cozy up with a Dupaco home loan, which always features local service and payments made right to Dupaco. Explore better rates and save some green—it’s a win-win!

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Competitive Rates + Flexible Terms + 1:1 Guidance = The right home loan for you

 
Rates
Finance your home with a rate that works best for you
Thank Use Participation Dividends Eligible
TermRatePointsAPR*Payment Example
Purchase: 30-Year Fixed Conventional $766550 or less7.125%0.00%7.193%$5164.56
Purchase: 30-Year Fixed Conventional $150000 or less6.750%0.00%6.871%$ 972.90
Purchase: 20-Year Fixed Conventional 6.875%0.00%7.035%$1151.72
Purchase: 15-Year Fixed Conventional 6.625%0.00%6.781%$1316.99
Rates are effective as of 04/25/2024. Rates may be as low as quoted rates - other terms and conditions may apply. For other loan amounts, terms, and rates please contact the Dupaco Mortgage Team. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time.
*Payment example does not include taxes and insurance premium(s). Actual payment obligation can be greater. The APR is based on $150,000 loan amount, unless otherwise noted.
Rate quotes reflect 30 day rate lock and expire at 3pm Central Time daily.
Rates assume owner occupied - primary and secondary residence only. Rates are based on minimum credit score of 760 and 75% loan to value (ltv).
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $766,550 for a single-family home in most states.


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TermRatePointsAPR*Payment Example
Refinance: 30-Year Fixed Conventional $766550 or less7.000%0.00%7.080%$5100.04
Refinance: 30-Year Fixed Conventional $150000 or less6.625%0.00%6.757%$ 960.47
Refinance: 20-Year Fixed Conventional 6.875%0.00%7.052%$1151.72
Refinance: 15-Year Fixed Conventional 6.500%0.00%6.655%$1306.66
Rates are effective as of 04/24/2024. Rates may be as low as quoted rates - other terms and conditions may apply. For other loan amounts, terms, and rates please contact the Dupaco Mortgage Team. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time.
*Payment example does not include taxes and insurance premium(s). Actual payment obligation can be greater. The APR is based on $150,000 loan amount, unless otherwise noted.
Rate quotes reflect 30 day rate lock and expire at 3pm Central Time daily.
Rates assume owner occupied - primary and secondary residence only, rate/term refinance. Rates are based on minimum credit score of 760 and 75% loan to value (ltv). Rate/Term Refinance Transaction.
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $766,550 for a single-family home in most states.

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Contact us
Not sure if a Dupaco home loan is right for you? Let's figure it out together.

Drop us your info below and we’ll be in touch. Need to talk sooner? Just give us a call at 800-373-7600, ext. 204.

*Subject to credit approval and secondary market underwriting guidelines. Valid on residential mortgages including new purchase, refinance, construction, and investment purpose loan applications started on or after 9/1/22, which result in an approved and disbursed real estate loan. Excludes Commercial Loans, Mini Mortgages and Home Equity loan types. This offer may not be used in conjunction with other discounts, offers, or coupons, and may not be redeemed for cash. Limited to one offer per loan. Offer is payable as a $500 lender credit applied towards closing costs or prepaid items. Property must be located within one of the following Madison area zip codes: 53521, 53560, 53583, 53515, 53517, 53572, 53574, 53529, 53528, 53508, 53575, 53589, 53523, 53925, 53960, 53911, 53555, 53531, 53571, 53597, 53598, 53559, 53527, 53718, 53714, 53704, 53562, 53593, 53719, 53717, 53711, 53705, 53706, 53703, 53726, 53715, 53532, 53716, 53713, 53558, 53590. No part of the funds can be applied to principal reduction or purchase price. This is a limited time offer and subject to change. This offer requires Dupaco membership. For questions on membership eligibility, please contact Dupaco Community Credit Union at 800-373-7600 ext. 204.

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