Wednesday, January 03, 2018
Mairzy doats, goals and oats
Welcome to another year with Dupaco! Hopefully 2017 went down as smooth as that last cup of RumChata and coffee. Or, perhaps the year was a bit more challenging, like a spoon cutting through overcooked beef tenderloin?
Regardless, our aim is to start 2018 with renewed spirit and the steel resolve of the Quaker Oats man! Speaking of which, January is National Oatmeal Month. What better way to address financial goal planning than utilizing the hardy, stick-to-your-ribs, pantry mainstay.
The message: Make SMART goals
To save money, or eliminate debt, it is best to use concrete numbers to establish such a goal.
To say, “This year, I’ll pay down debt,” or “I’m saving more money,” is a losing proposition. Instead set goals like, “I’m going to add $100 a month to my mortgage payment,” or “I’m going to increase my 401(k) contribution by 2 percent.” By using solid numbers, we are ultimately more accountable to meeting a specific objective.
For some, the stress of goal planning is much like the texture of oatmeal. The course, gluey texture can distract one from realizing the health benefits and end results. But just try to get one spoonful down the gullet, then the next; you’ll realize it’s not too bad.