Tuesday, September 07, 2010
ATM skimming threat underscores importance of alertness
Reports of a skimming device found on a local automated teller machine (ATM) serves as a reminder that fraud comes in all forms.
Skimming occurs when thieves place a fake magnetic stripe reader over the real magnetic stripe reader on an ATM to steal PIN numbers and account data from inserted cards. Another technique uses spy cameras or Bluetooth devices to obtain customer data. (CUNA Aug. 16)
To help protect yourself from becoming a victim of this type of fraud, when using an ATM be alert for any pieces attached to the machine that look out of place or as if they are not part of the originally manufactured machine. Scratches, adhesives or tape, small hidden cameras, and mismatched construction material on the machine may all be warning signs of tampering.
Additionally, there may be more than one location on the machine that's been altered in order for the thieves to capture the necessary data - both the card data and the PIN.
If you are suspicious that an ATM has been tampered with, DO NOT use the machine, and contact your local law enforcement immediately.