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Adjustable-rate mortgages offer home buyers the advantage of having a lower mortgage payment during the initial period of the mortgage (usually 1, 3, 5 or 7-years). Once the initial period expires, the mortgage rate will reset at then current interest rate levels — which can sometimes be higher.

See how different adjustable-rate mortgage terms can impact monthly mortgage payments: 

Disclaimer: Estimates are for educational purposes only and do not represent a financing offer from Dupaco Community Credit Union.

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