Mobile Deposit

When you receive an occasional check from an aunt, insurance company or elsewhere, you have to find time and a branch to make your deposit. Not anymore. 

The mobile deposit feature of Dupaco's mobile app lets you snap a photo of your check and make your deposit electronically. It's FREE, easy and of course it's secure.

How do I use mobile deposit? 

Dupaco mobile deposit screen shotsYou must be eligible to use mobile deposit, and have Dupaco's free app, version 2.0 or later, downloaded to your device. (Dupaco's app is available for Apple- and Android-powered devices.)

  1. First, endorse the back of your paper check with your name and the words "For Mobile Deposit." 
  2. Then, launch the app, and log in to Shine Mobile Banking.
  3. Select Mobile Deposit from the main menu of Shine Mobile Banking, and follow the prompts to photograph and deposit your check. You'll take a photo of the front and back of a properly endorsed paper check. The check will pass through certain checkpoints for validation and, if accepted, will be credited to your checking or primary savings account.  


Is there a cost to use mobile deposit?
Mobile deposit is FREE to all Dupaco members. 

When will my deposit be available in my account?
Deposits are not immediately available.

  • Deposits made between 8 a.m. and 4 p.m. CT Mon.-Fri. will be posted within 5 hours.
  • Deposits made after 4 p.m. CT Mon.-Fri. will be posted by 10 a.m. CT the next business day.
  • Deposits are not posted on Saturday, Sunday or Holidays; They will be posted by 10 a.m. CT the next business day.
  • Dupaco's funds availability policies apply, with $200 available once the deposit is posted and the remainder in 2 business days.

For details and eligibility, refer to our mobile deposit FAQ.

Comments (2)
Mobile Deposit
Yvonne
 • 35 days 8 hrs 37 mins 23 secs ago
After taking the picture and the funds go through into my account, what do I do with the check? Do I still have to bring it in? Mail it?
 

Re: Mobile Deposit
Dupaco Moderator
 • 32 days 12 hrs 14 mins 34 secs ago

Hi Yvonne, we recommend that you hold on to the check for 14 days after the full deposit has been posted to your account, and then destroy it.

 

Mobile Deposit
Yvonne
 • 35 days 8 hrs 37 mins 23 secs ago
After taking the picture and the funds go through into my account, what do I do with the check? Do I still have to bring it in? Mail it?
 

Re: Mobile Deposit
Dupaco Moderator
 • 32 days 12 hrs 14 mins 34 secs ago

Hi Yvonne, we recommend that you hold on to the check for 14 days after the full deposit has been posted to your account, and then destroy it.

 

sign on????
Ruth A
 • 635 days 7 hrs 20 mins 10 secs ago
I hate your site - I just want to sign on! not all the info
 

Re: sign on????
Dupaco Moderator
 • 634 days 10 hrs 44 mins 44 secs ago

Hi Ruth, I'm sorry to hear you are having trouble finding the online banking page. The sign-in is on our homepage, off to the right sidebar where it says "Online Banking".

 

Post a Comment

Please provide your information. Name and email address are required. Email address will not be displayed with the comment.
 
Name:
Email:
Comment Title:
Comment:
 
Security:
Please enter the code shown in the image
 
 
 

Thank you. Your comment is being reviewed and if approved, will be posted shortly.