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Equifax cybersecurity breach: What to do next

This week, credit reporting agency Equifax announced a giant cybersecurity breach that may have compromised the personal information of as many as 143 million Americans—almost half the country. According to the Equifax website the company will offer free identity theft protection and credit file monitoring to all U.S. consumers.

You can find information from Equifax and see if your personal information could be impacted at

Because of the large-scale nature of this breach, Dupaco is recommending all members take action immediately to monitor their own financial accounts and monitor their credit reports. Take advantage of the Equifax protections, and those that Dupaco offers.

Monitor your accounts regularly

Through Shine Online Banking, monitor your transactions every day, and set up free eNotifiers to alert you by text and/or e-mail of activity on your accounts.

Monitor your credit report

Through Bright Track inside Shine Online Banking, you can access your full credit report and your credit score as often as you wish. Access to Bright Track has been and will remain a free benefit of Dupaco membership. Regularly monitor your credit report to keep an eye out for any fraudulent activity. Dupaco advises reviewing your credit report every month.

Insure your good name

At $1.95 per month, Family ID Restoration is protection from Dupaco that covers you and your family if you should become the victim of identity theft. The coverage also provides you with a Certified Resolution Specialist to help restore your identity including working with credit bureaus, the Social Security Administration, the U.S. Postal Service, the police department, the Department of Motor Vehicles, the IRS and your financial institution(s). To enroll in this service, please contact Dupaco at or call 800-373-7600, ext. 0.

Should you become a victim of fraud or see suspicious activity on your account, Dupaco is here to help. Call Dupaco immediately if you believe you suspect you are a victim of fraud.