That New Car Smell

 

That New Car Smell

Buying a car can be an uncomfortable experience—if you're not prepared. If you're in the market for a new ride, do your homework before starting to look. If you skip this important step in the process, you're more likely to overspend and get something you didn't bargain for.

An important step in car-buying is to get pre-approved before you set foot in a dealership. In most cases you won't even have to come in to the branch to complete the loan! See the many advantages to getting pre-approved here.

Get started today and secure your financing at Dupaco before you begin to shop.

Calculate Your Payment  Get Pre-Approved Today  Apply for a Loan    

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Car Loan Payment
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Auto Loan Comparison
Calculators & more

Why it Doesn't Pay to Eliminate Insurance   Spending Worksheet   Calculate a vehicle payment    Low rate or cash back?  
Vehicle Leasing: Right For You?   Car Shopping Guide   Calculate a vehicle payment with Mini-Max financing   Gas mileage savings with a fuel efficient vehicle 
What to do Following an Accident   Car Accident Checklist   Effects of increasing your monthly payment   Purchase or lease a vehicle
Biweekly Payments Shouldn't Cost You       Compare monthly payment by term    
        Vehicle affordability by loan term    
        Compare two vehicle loans    
 

Vehicle & Motorcycle Loan Rates3

Current as of: 4/25/2019
Loan Program Term Annual Percentage Rate (As Low As)1 Cooperative Giveback Rate (As Low As) 2
2017-19 Model Year 24 Months 4.19% APR 4.04% APR
2017-19 Model Year 36 Months 4.19% APR 4.04% APR
2017-19 Model Year 48 Months 4.19% APR 4.04% APR
2017-19 Model Year 60 Months 4.19% APR 4.04% APR
2017-19 Model Year 72 Months 4.44% APR 4.29% APR
2017-19 Model Year 84 Months 5.19% APR 5.04% APR
Loan Program Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
2015-16 Model Year 24 Months 4.19% APR 4.04% APR
2015-16 Model Year 36 Months 4.19% APR 4.04% APR
2015-16 Model Year 48 Months 4.19% APR 4.04% APR
2015-16 Model Year 60 Months 4.44% APR 4.29% APR
Loan Program Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
2013-14 Model Year 24 Months 5.44% APR 5.29% APR
2013-14 Model Year 36 Months 5.44% APR 5.29% APR
2013-14 Model Year 48 Months 5.44% APR 5.29% APR
Loan Program Term Annual Percentage Rate (As Low As) Cooperative Giveback Rate (As Low As)
2010-12 Model Year 24 Months 6.29% APR 6.14% APR
2010-12 Model Year 36 Months 6.29% APR 6.14% APR
1Auto Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Rates are subject to change without notice. Mini-Max Loans: Add 1% to conventional rates.
2Cooperative Loan Discount Rates: To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .05% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .10% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .15% discount.
3Auto loan payment example for illustrative purposes only: If you borrow $10,000 at 3.39% annual percentage rate (APR) with a 60 month term, your minimum monthly payment obligation would be $181.43. Over the life of the loan you will pay $885.52 interest.