Vehicle Rates

Savings Vehicle Loans Mortgage Loans Other Loans
All rates quoted as Annual Percentage Rates (APR). Annual Percentage Rates are subject to change without notice.

Contact our loan department for free NADA “Blue Book pricing.
Rates effective as of January 6, 2009.
Rates are subject to change. Please check with your local branch.

 

Loan Rates 
All rates quoted as Annual Percentage Rates (APR). Annual Percentage Rates are subject to change without notice. For used vehicles, free NADA "Blue Book" pricing is also available. 
NEW VEHICLES (2006-2007-2008 Models) 
Loan Programs    Rate    Cooperative
Giveback Rate**
   
       24 Months  As Low as 5.14% APR As low as 4.99% APR
       36 Months  As Low as5.14% APR As low as 4.99% APR
       48 Months  As Low as 5.14% APR As low as 4.99% APR
       60 Months  As Low as 5.14% APR As low as 4.99% APR
       72 Months  As Low as 5.74% APR As low as 5.59% APR
       84 Months  As Low as 7.99% APR As Low as 7.84% APR
For Mini-Max loans, add 1% to the conventional loan rate. Rates based on member credit qualification and are subject to change without notice. 
USED VEHICLE (2004 - 2005 Models) 
Loan Programs    Rate    Cooperative
Giveback Rate**
   
       24 Months   As Low as 5.29% APR As low as 5.14% APR
       36 Months  As Low as 5.54% APR As low as 5.39% APR
       48 Months  As Low as 5.69% APR As low as 5.54% APR
       60 Months  As Low as 5.94% APR As low as 5.79% APR
Rates based on member credit qualification and are subject to change without notice. 
USED VEHICLES (2002 - 2003 Models) 
Loan Programs    Rate    Cooperative
Giveback Rate**
   
       24 Months   As Low as 6.25% APR As low as 6.10% APR
       36 Months  As Low as 6.75% APR As low as 6.60% APR
       48 Months  As Low as 7.00% APR As low as 6.85% APR
Rates based on member credit qualification and are subject to change without notice. 
USED VEHICLE (1999,2000,2001 Models)  
Loan Programs    Rate    Cooperative
Giveback Rate**
   
       24 Months   As Low as 8.25% APR As low as 8.10% APR
       36 Months  As Low as 8.50% APR As low as 8.35% APR
Rates based on member credit qualification and are subject to change without notice. 

** Rates based on member credit qualification, Cooperative Loan Giveback pricing, and are subject to change without notice. To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:

  • Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, other loan - .15% discount