CheckingChoose from two highly beneficial checking accounts. If you’re watching your expenses and typically don’t carry a large balance in your checking account, you’ll want our Free Checking. But, if you want your money to earn dividends while it’s in your checking account, you’ll want 1st Rate Checking. Earn a 1st Rate dividend on business checking accounts, too!
No matter which account you choose, check out the following perks, which apply to either checking account, even business checking accounts:
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| |
Totally Free Checking |
1st Rate Checking |
| Min. to Open |
$50 |
$50 |
| Dividend |
None |
Yes1 |
| Min. to Earn |
N/A |
$5,000 |
| Dividend Tiers |
N/A |
$5,000, $25,000, and $100,000 |
| Dividend Calculation |
N/A |
Daily Dividend Paid Monthly |
| Min. Balance to Avoid Fees |
None |
$5,000 Average Monthly Balance |
| Monthly Service Charge |
None |
$10 if Average Monthly Balance Below $5,000 |
| Checkwriting or Deposit Limits |
None |
125 Free Checks Written or Deposit Items/Month2 |
| Per Check or Deposit Charges |
None |
20-Cent/Check Written or Deposit Item Over 125/Month |
| Overdraft Privilege |
Yes3 |
Yes3 |
1 Rates are variable and subject to change monthly. Dividend is compounded daily and paid monthly. There is a $5,000 minimum balance on this account. If the minimum average balance in this account does not exceed $5,000 for the calendar month, there is a $10 charge. 2 There is a 20-cent charge per check written or deposited item in excess of 125 per month. 3 Subject to qualification.
Looking to set up direct deposit or automatic payments? You’ll need Dupaco’s ROUTING NUMBER: 273974581.Bring your checking home to Dupaco! Visit any Dupaco location, open your account online, or contact our Member Services Department at (563) 557-7600 / 800-373-7600, ext. 206, or service@dupaco.com for more information or assistance with account opening. If you're looking to close a checking at another financial institution, use our switch kit or call us and we'll do the work for you.
Quick Clicks:
Checking Rates
ATM Locator
Service Charges & Fees
Order Checks
*Subject to credit qualification
**Unlimited ATM access at all Dupaco-owned ATMs. If you access other ATMs you will not incur a surcharge from Dupaco unless you use your card more than 8 times per month.
***Free 25 online bill payments per month when you sign up for free e-statements and maintain our $1,500 relationship minimum
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