First Time Homeowners

Building a strong foundation

Buying your first home – an exciting, and big, decision. Knowing what to expect and how to prepare will help relieve some of those home-buying jitters you might be experiencing. Rest assured, by working with Dupaco, your trusted lender, you’ll have access to the knowledge and expertise of our staff as they guide you through the process.

Where to begin?
As a starting point, we recommend either scheduling an appointment with a Dupaco mortgage lender or using our online resources to understand what loan programs may be available to you:

Calculators: Play with the numbers to help you determine how much of a mortgage payment you can afford and which loan type is right for you.
Rates: Review current rates and subscribe to e-mail rate alerts.
Glossary of Terms: What are points? Amortization? Use this glossary to help understand the anatomy of a mortgage loan.
Online Application: Use this tool to apply online, 24/7, for your Dupaco mortgage. There is no cost or obligation to apply and by doing so before you start shopping for a home you'll know whether you are pre-approved, and for what loan amount, making it easier to narrow your search for that perfect place to call home.

First time homebuyers may be eligible for special grant funding, reduced down payment requirements, discounts on closing costs, a lower interest rate, or 100% financing (if available). By consulting with a Dupaco mortgage lender you will know whether you qualify for first time homebuyer assistance.

So what are you waiting for? Get started by scheduling an appointment online or by calling 800-373-7600 / (563) 557-7600, ext. 204.

Dupaco goes to great lengths to help homebuyers because we’re a credit union. Founded on the principle of promoting thrift, we understand that home ownership is one of best ways for our member families to create wealth and get ahead. Maybe that’s why we’re one of the area’s top First Home lenders.

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Let Dupaco help you open the door to your new home. Request your appointment online, or by contacting our Real Estate department at (563) 557-7600 / 800-373-7600, ext. 204. For added convenience, we also take evening appointments. Or, use our Online Mortgage Application, where your entire mortgage application can be completed online and you'll receive a reply from our real estate professionals within 24 business hours.