Refer your friends. Earn cash.

Earn cash by inviting your friends and family to join Dupaco!


Participate in Dupaco Refer-a-Friend and you could earn $50 for every person you refer to Dupaco1. And to sweeten the deal even more, we’ll give each of your referrals the chance to earn $50 too!

Participating is easy. Here’s how:

  1. Visit your Refer-a-Friend dashboard in Shine Online or Mobile Banking.
  2. Share your unique referral link with as many friends and family members as you'd like.

You'll earn $50 for each referred individual who completes these 3 steps2:

  1. Clicks on the unique referral link you share with them.
  2. Uses our online application to open a new Dupaco account3.
  3. Successfully meets Dupaco’s active checking definition4.

Log in to Shine and start referring


Log in to Shine and start referring

To be an eligible referrer you must...

  • Be a personal member with a primary savings account with $25 minimum balance 
  • Have an active Dupaco checking account4 at time of referral and referral payout
  • Not have had a loan delinquent by 60 days or more days OR a negative checking account balance for 30 or more days at time of referral payout
  • Refer members through Shine Online or Mobile Banking.


1
Referral payments limited to ten (10) per referring member, per calendar year.

2Referrals are tracked on an individual basis. In order to receive payment for each referral, each person you refer must complete all three (3) steps.

3Pending Dupaco membership approval in accordance with Dupaco eligibility rules and guidelines.

4ACTIVE PERSONAL CHECKING DEFINITION: The referred member must meet one of the following criteria during 90 days prior to the referral payout date: a.) If member had direct deposit into checking account, then 5 or more check, debit, or automated clearing house (ACH) transactions OR b.) If member did not have direct deposit into checking account, then member must have 10 check transactions, or 8 debit transactions, or 5 automated clearing house (ACH) transactions, or 3 bill pay transactions.

Comments (1)
Referral
Tana
 • 40 days 6 hrs 5 mins 33 secs ago
My husband and I opened 2 accounts. Then 2 of our children opened accounts that same day. Then we contacted our oldest daughter and she went in and opened 2 accounts the next day. We weren't aware of the referral program so would we be eligible?
 

Re: Referral
Dupaco Moderator
 • 8 days 18 hrs 6 mins 47 secs ago

Hi Tana, to be an eligible referrer you must... • Be a personal member with a primary savings account with $25 minimum balance • Have an active Dupaco checking account at time of referral and referral payout* • Not have had a loan delinquent by 60 days or more days OR a negative checking account balance for 30 or more days at time of referral payout • Refer members through Shine Online or Mobile Banking ACTIVE PERSONAL CHECKING DEFINITION: The referred member must meet one of the following criteria during 90 days prior to the referral payout date: a.) If member had direct deposit into checking account, then 5 or more check, debit, or automated clearing house (ACH) transactions OR b.) If member did not have direct deposit into checking account, then member must have 10 check transactions, or 8 debit transactions, or 5 automated clearing house (ACH) transactions, or 3 bill pay transactions. Seeing as your account was just set up, you were not eligible to make a referral for this program, as your checking account is not active. If you use your checking to the point where it becomes active, however, and you refer anybody else to Dupaco, please be sure to use the Refer-a-Friend portal through Shine Online Banking.

 

Referral
Tana
 • 40 days 6 hrs 5 mins 33 secs ago
My husband and I opened 2 accounts. Then 2 of our children opened accounts that same day. Then we contacted our oldest daughter and she went in and opened 2 accounts the next day. We weren't aware of the referral program so would we be eligible?
 

Re: Referral
Dupaco Moderator
 • 8 days 18 hrs 6 mins 47 secs ago

Hi Tana, to be an eligible referrer you must... • Be a personal member with a primary savings account with $25 minimum balance • Have an active Dupaco checking account at time of referral and referral payout* • Not have had a loan delinquent by 60 days or more days OR a negative checking account balance for 30 or more days at time of referral payout • Refer members through Shine Online or Mobile Banking ACTIVE PERSONAL CHECKING DEFINITION: The referred member must meet one of the following criteria during 90 days prior to the referral payout date: a.) If member had direct deposit into checking account, then 5 or more check, debit, or automated clearing house (ACH) transactions OR b.) If member did not have direct deposit into checking account, then member must have 10 check transactions, or 8 debit transactions, or 5 automated clearing house (ACH) transactions, or 3 bill pay transactions. Seeing as your account was just set up, you were not eligible to make a referral for this program, as your checking account is not active. If you use your checking to the point where it becomes active, however, and you refer anybody else to Dupaco, please be sure to use the Refer-a-Friend portal through Shine Online Banking.

 

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